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15103 AZRA DRIVE, Odessa, FL, 33556

4beds
3baths
2,916sqft
$750,000
$257price/sqft
$5,455/moest. monthly cost
$218,200/yrincome needed

About This Home

Welcome to this exceptional one-owner home located in Gray Hawk at Lake Polo, one of Odessa’s most desirable communities. Offering 4 spacious bedrooms, 3 full bathrooms, a dedicated office, and an ideal split floor plan, this residence provides the perfect blend of elegance, comfort, and functionality. From the moment you enter, you will appreciate the high ceilings throughout the home, abundant natural light from large windows, and thoughtfully designed details throughout. The spacious main living areas feature new flooring, plantation shutters, and an inviting layout perfect for both everyday living and entertaining. The home offers a formal living room, formal dining room, expansive family room, and a bright breakfast nook overlooking the backyard. The well-appointed kitchen features a large center island, ample cabinetry, and an eat-in dining area, making it the heart of the home. The luxurious primary suite features double tray ceilings, creating an elegant retreat with plenty of space and comfort. A private in-law suite offers excellent flexibility for multigenerational living, guests, or a private retreat, while the dedicated office is perfect for working from home. Additional highlights include built-in closets and a spacious 3-car garage providing ample room for vehicles, storage, and hobbies. Step outside to enjoy the screened lanai, complemented by an additional paver patio that’s perfect for grilling, relaxing, or entertaining. The expansive backyard is surrounded by mature trees and lush landscaping, offering plenty of room to build your dream pool and create your own private outdoor oasis. Lovingly maintained by its original owner, this home also offers exterior hurricane shutters for added peace of mind, NO flood insurance required, low HOA fees, and NO CDD fees. Located within the prestigious guard-gated community of Gray Hawk at Lake Polo, residents enjoy a welcoming neighborhood atmosphere with amenities including a playground, tennis courts, and sidewalks perfect for evening strolls. Conveniently located in prime Odessa, this home offers easy access to Tampa Airport, Our beautiful Florida Beaches, shopping, dining, and major highways. This beautifully maintained residence offers the perfect combination of space, privacy, and timeless appeal in one of Odessa’s most sought-after communities. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Odessa Elementary SchoolGrades PK-52.2 mi
8/10
7/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Area: 286.74
  • Dimensions: 17.7x16.2

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Pest Guard System,Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Laminate,Porcelain Tile,Tile

Great Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,916
  • Total interior livable area: 2,916 sqft

Kitchen

  • Level: First
  • Area: 270
  • Dimensions: 13.5x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 429
  • Dimensions: 13x33

Property

Details

  • Parcel number: 172636019.0002.00026.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio,Rear Porch
  • Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,750 sqft
  • Features: Cleared,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$403$4,836
Property Taxes $967$11,604
Electricity $293$3,521
Total$5,455$65,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,028/yr
40% on housing$163,650/yr
45% on housing$145,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 33556$281
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33556$281
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$750,000
2013-10-15Sold$387,700
2010-09-28Sold$69,000

For Sale by Agent

AgentJennifer Boyette
BrokerageCOASTAL PROPERTIES GROUP INTERNATIONAL

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