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578 Hoyt Ln, Lafayette, CO, 80026

4beds
4baths
2,334sqft
$889,000
$381price/sqft
$5,410/moest. monthly cost
$216,400/yrincome needed

About This Home

Open space views and low-maintenance living come together in this beautifully maintained 4-bedroom, 4-bath home with a finished basement featuring a private 4th-bedroom suite or versatile flex space with its own bathroom and generous storage. Ideally located in the sought-after Indian Peaks South bungalow neighborhood, this home offers easy access to the vibrant downtowns of Louisville and Lafayette. A welcoming front porch overlooks the HOA-maintained greenbelt and the natural area beyond. Inside, a bright, open floor plan features hardwood floors throughout the main and upper levels. The spacious living room showcases a sleek gas fireplace and opens into the dining area and updated kitchen, complete with quartz countertops, stainless steel appliances, abundant cabinetry, a large pantry, and generous prep space. Sliding glass doors open to a private side patio and fenced yard with low-maintenance artificial turf. A convenient powder bath completes the main level. Upstairs, the vaulted primary suite features a walk-in closet and private 5-piece bath. Two additional bedrooms, a full bathroom, upstairs laundry, and a loft nook opening to a private balcony complete the upper level. The finished basement adds exceptional flexibility with a spacious recreation room or private 4th-bedroom suite complete with its own bathroom, walk-in closet, and additional storage. An alley-load attached 2-car garage and HOA-maintained landscaping and snow removal outside the fenced yard provide lock-and-leave convenience. Enjoy an active community with a pool, picnic areas, walking paths, scenic trails, and year-round neighborhood events, including summer concerts, food trucks, holiday celebrations, and more. Waneka Lake Park and Indian Peaks Golf Course are just minutes away for even more recreation opportunities.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
6/10
Angevine Middle SchoolGrades 6-81.5 mi
9/10
Centaurus High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Built-In Radon

Bedroom2

  • Level: Upper
  • Area: 99
  • Dimensions: 9 x 11

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 9 x 11

Bedroom4

  • Level: Basement
  • Area: 250
  • Dimensions: 10 x 25

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 66
  • Dimensions: 6 x 11

Features

  • Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,686

Heating & Cooling

  • Heating features: Forced Air,Humidity Control
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,686
  • Total interior livable area: 2,334 sqft

Kitchen

  • Level: Main
  • Area: 112
  • Dimensions: 7 x 16

Laundry

  • Level: Upper
  • Area: 25
  • Dimensions: 5 x 5

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 285
  • Dimensions: 15 x 19

Recreation Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: Near Bus

Details

  • Parcel number: R0602541
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Personal property,staging items,security system cameras

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Balcony
  • Fencing: Fenced

Lot

  • Lot size: 2,442 sqft
  • Features: Evergreen Trees,Deciduous Trees,Native Plants,Level,Abuts Park,Abuts Public Open Space,Paved,Curbs,Gutters,Sidewalks,Alley

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$344$4,128
Property Taxes $385$4,620
Electricity $186$2,232
Total$5,410$64,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,485/yr
40% on housing$162,300/yr
45% on housing$144,266/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 80026$270
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80026$306
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$849,900
2026-07-22Listed for sale$889,000
2018-03-22Sold$556,000
2018-02-19Pending sale$575,000
2018-02-15Listed for sale$575,000
2015-11-02Sold$451,205

For Sale by Agent

AgentE and L Team
BrokerageRE/MAX Elevate

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