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5049 Southern Paradise Ln, Milton, FL, 32583

3beds
3baths
2,286sqft
$585,000
$256price/sqft
$4,194/moest. monthly cost
$167,760/yrincome needed

About This Home

Welcome to your own private slice of country paradise—just under 30 minutes from the white sandy shores of Navarre Beach. Nestled on over 4 acres, this beautifully maintained 2020-built home offers the perfect blend of modern comfort and peaceful rural living. Step inside to an inviting open-concept layout where the kitchen, dining, and living areas flow seamlessly beneath soaring vaulted ceilings—ideal for both everyday living and entertaining. The kitchen is a standout, featuring stunning marble countertops, a large island, and ample space for gathering. Continuous luxury vinyl flooring runs throughout the home, adding both durability and style. The spacious primary suite offers a relaxing retreat and opens directly onto the covered patio, creating a seamless indoor-outdoor connection perfect for quiet mornings or evening relaxation. Out back, a covered patio spans the entire length of the home—an incredible feature that creates an expansive space for entertaining, relaxing, or taking in the peaceful surroundings year-round. The property truly shines with established paddocks and a charming chicken coop, making it ready for your homesteading dreams. With plenty of land, there’s ample space to store boats, RVs, or even add a pool. Upstairs, you’ll find another bedroom and a versatile bonus room that can easily serve as a fourth bedroom, home office, or flex space to suit your needs. Surrounded by tranquility and wide-open space, this property delivers the peace and quiet you’ve been searching for without sacrificing convenience to the coast. Whether you’re looking for room to roam, hobby farm potential, or simply a serene lifestyle, this one checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country, Craftsman, Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Built In Microwave,Dishwasher,Refrigerator,Self Cleaning Oven
  • Laundry features: Inside,W/D Hookups

Bathroom

  • Level: First
  • Area: 45

Bathroom1

  • Level: Second
  • Area: 40

Bedroom

  • Level: First
  • Area: 132

Bedroom1

  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Storage,Baseboards,Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Blinds

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 2,286 sqft

Kitchen

  • Level: First
  • Area: 374

Living Room

  • Level: First
  • Area: 308

Master Bedroom

  • Level: First
  • Area: 286

Property

Details

  • Parcel number: 021n270000005200000
  • Zoning description: Agricultural,Horses Allowed,Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard,Fenced
  • Horses can be raised: Yes

Lot

  • Lot size: 4.04 Acres
  • Features: Pasture,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$544$6,528
Property Taxes $462$5,544
Electricity $230$2,760
Total$4,194$50,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,794/yr
40% on housing$125,820/yr
45% on housing$111,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$161
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$585,000
2026-04-24Contingent$585,000
2026-04-16Listed for sale$585,000
2019-09-18Sold$62,000

For Sale by Agent

AgentTrisha Lea, Levin Rinke Realty
BrokerageLevin Rinke Realty

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