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233 Stewart Rd, North East, MD, 21901

4beds
4baths
2,885sqft
$449,000
$156price/sqft
$3,183/moest. monthly cost
$127,320/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3.5-bath home offering style, space, and modern finishes throughout. With over three finished levels of living space, this home provides the perfect combination of comfort, functionality, and contemporary design. The open-concept main level features a spacious family room with a fireplace, upgraded lighting, abundant natural light, and generous living areas ideal for both everyday living and entertaining. The stunning kitchen offers granite countertops, stainless steel appliances, a large center island, ample cabinet space, and an inviting layout that flows seamlessly into the main living areas. Upstairs, you'll find four nicely sized bedrooms, including a spacious primary suite featuring a private bath with a double vanity and a walk-in closet. The finished walkout basement provides exceptional additional living space and includes a full bathroom, making it ideal for a recreation room, guest suite, home office, exercise area, or potential in-law living space. The lower level also offers direct access to the covered patio and backyard. Enjoy outdoor entertaining on the large rear deck overlooking the backyard, with additional covered space below for relaxing or gatherings. Additional features include a 2-car garage, ample storage, and beautifully maintained interior spaces throughout. Conveniently located just minutes from I-95, commuting to Delaware, Baltimore, or Philadelphia is easy. You'll also appreciate being close to downtown North East, MD, where you can enjoy local restaurants, shops, marinas, parks, and community events. This exceptional home offers the space your family needs, the modern features you want, and a location that is hard to beat.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
4/10
Perryville Middle SchoolGrades 6-85.3 mi
6/10
Perryville High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Full,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bathroom2

  • Features: Lighting - Ceiling,Bathroom - Tub Shower
  • Level: Upper

Bathroom3

  • Features: Bathroom - Tub Shower
  • Level: Lower

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling
  • Level: Main

Dining Room

  • Features: Flooring - Carpet,Lighting - Ceiling,Crown Molding
  • Level: Main

Family Room

  • Features: Flooring - Carpet,Fireplace - Gas,Lighting - Ceiling
  • Level: Main

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Crown Molding,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,High Ceilings
  • Door features: Insulated,Six Panel,Sliding Glass,Storm Door(s)
  • Window features: Double Hung,Double Pane Windows,Energy Efficient,Vinyl Clad
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 759
  • Finished area above ground: 2,126

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,138
  • Total interior livable area: 2,885 sqft

Kitchen

  • Features: Kitchen Island,Flooring - Luxury Vinyl Plank,Lighting - Pendants,Recessed Lighting,Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Carpet,Recessed Lighting,Cathedral/Vaulted Ceiling
  • Level: Main

Other

  • Features: Flooring - Carpet
  • Level: Lower

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Lighting - Ceiling,Double Sink
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Recessed Lighting,Walk-In Closet(s)
  • Level: Upper

Storage Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0805138296
  • Zoning: ST
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks

Lot

  • Lot size: 6,403 sqft

Parking

  • Total spaces: 6
  • Parking features: Covered,Garage Door Opener,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$137$1,644
Property Taxes $409$4,908
Electricity $367$4,410
Total$3,183$38,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,131/yr
40% on housing$95,490/yr
45% on housing$84,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 21901$253
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21901$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$444,999
2026-07-24Price change$449,000
2026-07-03Listed for sale$457,000
2020-06-29Sold$319,990

For Sale by Agent

AgentMark Saunders
BrokerageIntegrity Real Estate

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