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8502 Lynch Rd, Dundalk, MD, 21222

4beds
4baths
2,132sqft
$415,000
$195price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Front-row waterfront living with no other homes between you and the view. This rare unit home sits on Bear Creek, offering uninterrupted panoramas of the water and the lush greens of Sparrows Point Country Club. Every sunrise, every breeze, every sparkling reflection is yours - no other row homes in sight. Step inside this true 4-bedroom, 3.5‑bath beauty and you’ll feel the difference immediately. Thoughtfully upgraded throughout, it features a gourmet chef’s kitchen, wide-plank wood floors, custom built-ins, and a cozy gas fireplace. The fully finished lower level adds even more flexible living space. An entertainer’s dream loft that opens to a massive private rooftop deck, the perfect perch for morning coffee, sunset cocktails, or watching boats drift by. Nestled in a private, Green Certified waterfront community, residents enjoy exclusive access to their own marina, peaceful walking paths, and a serene coastal lifestyle that feels like a getaway every day. This is more than a home - it’s a front-row seat to nature, water, and tranquility. A must-see to truly appreciate its beauty.

Getting Around

18
WalkingCar-Dependent
27
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Gas,Central Vacuum,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Lower Level,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Partial,Garage Access,Heated,Improved,Interior Entry,Windows

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedroom3

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 120
  • Dimensions: 12 X 10

Bedroom4

  • Features: Flooring - Vinyl,Recessed Lighting
  • Level: Lower
  • Area: 160
  • Dimensions: 10 X 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Features

  • Kitchen - Table Space,Breakfast Area,Kitchen - Gourmet,Eat-in Kitchen,Kitchen Island,Combination Kitchen/Dining,Primary Bath(s),Upgraded Countertops,Crown Molding,Built-in Features,Recessed Lighting,Open Floorplan,Wainscotting,9'+ Ceilings,Dry Wall,High Ceilings
  • Door features: Sliding Glass,Insulated
  • Window features: Double Pane Windows,Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Screen
  • Fireplace: Yes
  • Finished area below ground: 384
  • Finished area above ground: 1,748

Foyer

  • Features: Flooring - Ceramic Tile,Chair Rail,Recessed Lighting
  • Level: Lower
  • Area: 66
  • Dimensions: 11 X 6

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,612
  • Total interior livable area: 2,132 sqft

Kitchen

  • Features: Flooring - Wood,Recessed Lighting,Kitchen Island,Granite Counters,Eat-in Kitchen,Kitchen - Gas Cooking,Balcony Access
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Living Room

  • Features: Fireplace - Gas,Flooring - Wood,Crown Molding,Ceiling Fan(s)
  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Loft

  • Features: Flooring - Luxury Vinyl Plank,Wet Bar
  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Primary Bedroom

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper
  • Area: 240
  • Dimensions: 15 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04122500009393
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Roof,Deck
  • Exterior features: Bump-outs,Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Creek/Stream,Private Access,Public Access,Fishing Allowed,Boat - Powered
  • Waterbody name: Bear Creek
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 2,232 sqft
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear,Garage Door Opener,Driveway,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$169$2,028
Property Taxes $569$6,828
Electricity $281$3,374
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 21222$125
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21222$193
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$415,000
2026-07-09Price change$415,000
2026-06-26Price change$425,000
2026-06-19Price change$427,000
2026-05-15Listed for sale$430,000
2018-05-17Sold$322,000
2018-04-06Price change$339,500
2018-02-02Listed for sale$339,900
2015-01-12Sold$343,859

For Sale by Agent

AgentSteven Paxton
BrokerageKeller Williams Gateway LLC

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