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1328 N Sewards Ct, Aberdeen, MD, 21001

5beds
5baths
3,903sqft
$599,999
$154price/sqft
$4,268/moest. monthly cost
$170,720/yrincome needed

About This Home

✨ Price Improvement – Incredible Value! ✨ Now offered at an even better price, this beautiful home is an exceptional opportunity for buyers looking for space, style, and value.✨ Nestled in the serene Beech Creek community, this exquisite Craftsman-style residence, completed in 2019, embodies the perfect blend of luxury and comfort. Spanning an impressive 3,903 square feet, this detached home offers an expansive layout designed for both relaxation and entertaining. As you step inside, you are greeted by a warm and inviting atmosphere, accentuated by high-end finishes and thoughtful architectural details. The heart of the home features a cozy fireplace, perfect for gathering with loved ones on chilly evenings. With five spacious bedrooms and four and a half elegantly appointed bathrooms, this residence provides ample space for both privacy and togetherness. The gourmet kitchen is a culinary enthusiast's dream, equipped with top-of-the-line appliances and generous counter space, making meal preparation a delight. Step outside to discover the community's luxurious amenities, including a sparkling outdoor pool and a beautifully designed clubhouse. Whether you're lounging by the pool or hosting a gathering in the clubhouse, the lifestyle here is one of leisure and enjoyment. The property also features a convenient attached garage with space for two vehicles, ensuring easy access and ample storage. The meticulously maintained grounds, complemented by a concrete driveway, enhance the home's curb appeal and provide a welcoming entrance. With a focus on community and wellness, the association includes maintenance of common areas, a health club, pool, gym, and reserve funds, allowing you to enjoy a carefree lifestyle. The surrounding Beech Creek neighborhood offers a tranquil setting, perfect for evening strolls or weekend adventures. This home is not just a place to live; it's a sanctuary that invites you to create lasting memories. Experience the luxury of modern living in a community that values comfort, style, and connection. Embrace the exclusive lifestyle that awaits you in this stunning property.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Aberdeen Middle SchoolGrades 6-82.6 mi
5/10
Aberdeen High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Disposal,Refrigerator,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Open Floorplan,Recessed Lighting,Walk-In Closet(s),Upgraded Countertops
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,030
  • Finished area above ground: 2,873

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,903
  • Total interior livable area: 3,903 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Main

Storage Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1302397216
  • Zoning: R2COS
  • Special condition: Standard
  • Exclusions: Tesla Wall Connector

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 7,754 sqft

Parking

  • Total spaces: 4
  • Parking features: Built In,Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Attached,Off Street,On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$197$2,364
Property Taxes $541$6,492
Electricity $497$5,967
Total$4,268$51,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,331/yr
40% on housing$128,040/yr
45% on housing$113,813/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 21001$139
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21001$192
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$605,000
2026-08-01Price change$599,999
2026-06-04Listed for sale$630,000
2019-11-20Sold$445,190

New Construction

AgentJasmine Trammell
BrokerageExecuHome Realty

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