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7882 River Rock Way, Columbia, MD, 21044

4beds
4baths
2,932sqft
$689,000
$235price/sqft
$4,620/moest. monthly cost
$184,800/yrincome needed

About This Home

Coming Soon! Beautifully maintained and move-in ready, this spacious, brick-front townhome in the heart of Columbia offers the perfect blend of comfort, style, and convenience. As the home of the original owner, this property has been meticulously cared for and is ready for its next chapter. It is perfectly situated in a private setting that backs to serene trees and the Middle Patuxent River. The entire home has been freshly painted and features brand-new carpet on both the top and lower floors. The open-concept main level is designed for everyday living and entertaining, featuring rich hardwood floors throughout. The bright kitchen includes a large center island that overlooks the dining area and family room, while a sunroom provides a cozy retreat and opens directly to the deck. A convenient powder room completes this level. Upstairs, the expansive primary suite is a true highlight, featuring high ceilings with a ceiling fan, a sun-drenched sitting area, and a luxurious bath with a walk-in shower and a relaxing jacuzzi tub. Two additional spacious bedrooms with high ceilings, a full hallway bathroom, and a laundry area with a washer and dryer complete the top floor. The finished lower level adds incredible versatility to the home. Featuring a full bath and direct access to a private patio, this space is perfectly suited to serve as a fourth bedroom, a comfortable guest suite, a home office, or a recreation room. A large two-car garage provides ample space for parking and storage. Ideally located with easy access to major commuter routes, shopping, dining, and parks, this home offers the best of low-maintenance living in a sought-after community. Enjoy nearby walking trails, recreation, and all the amenities the surrounding area has to offer. With 4 bedrooms and 3.5 baths total, this home is a must-see.

Getting Around

4
WalkingCar-Dependent
23
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

8/10
Wilde Lake Middle SchoolGrades 6-82.2 mi
8/10
Atholton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2014

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Washer,Water Dispenser,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling
  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Upper
  • Area: 220
  • Dimensions: 11 X 20

Family Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Upper
  • Area: 460
  • Dimensions: 20 X 23

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Pantry,Primary Bath(s),Walk-In Closet(s),9'+ Ceilings
  • Flooring: Carpet,Hardwood,Dirt,Ceramic Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,932

Half Bath

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 30
  • Dimensions: 6 X 5

Heating & Cooling

  • Heating features: Central,Forced Air,Electric,Natural Gas Available
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,932
  • Total interior livable area: 2,932 sqft

Kitchen

  • Features: Flooring - HardWood,Granite Counters,Lighting - Pendants
  • Level: Upper
  • Area: 240
  • Dimensions: 12 X 20

Laundry

  • Level: Upper
  • Area: 12
  • Dimensions: 2 X 6

Office

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Other

  • Features: Flooring - Ceramic Tile
  • Level: Upper
  • Area: 72
  • Dimensions: 9 X 8

Other

  • Features: Flooring - Ceramic Tile,Granite Counters
  • Level: Main
  • Area: 40
  • Dimensions: 5 X 8

Other

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Granite Counters,Soaking Tub,Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 108
  • Dimensions: 9 X 12

Primary Bedroom

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Ceiling Fan(s)
  • Level: Upper
  • Area: 238
  • Dimensions: 14 X 17

Recreation Room

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main
  • Area: 552
  • Dimensions: 24 X 23

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1405594685
  • Zoning: RSA 8
  • Special condition: Standard

Features

  • Levels: Split Foyer,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2,016 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Inside Entrance,Asphalt,Public,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$162$1,944
Property Taxes $602$7,224
Electricity $373$4,482
Total$4,620$55,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,400/yr
40% on housing$138,600/yr
45% on housing$123,200/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$214
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$689,000
2014-09-25Sold$523,129

For Sale by Agent

AgentMelissa Westerlund
BrokerageSamson Properties

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