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220 Amet Way, Cosby, TN, 37722

5beds
5baths
4,200sqft
$925,000
$220price/sqft
$6,601/moest. monthly cost
$264,040/yrincome needed

About This Home

An exceptional investment opportunity in the Smoky Mountains—Splish Splash Lodge has consistently generated over $100,000 in annual rental income, making it one of the most profitable cabins in the Cosby area. Perfectly located just 20 minutes from Gatlinburg and away from heavy traffic, this property combines seclusion, accessibility, and strong income performance, making it a standout choice for investors looking to close before the end of the year and start earning immediately. This 5-bedroom, 4.5-bath luxury cabin spans over 4,000 sq. ft. and is thoughtfully designed to accommodate up to 30 guests, making it ideal for large families, reunions, or group retreats. The home showcases a beautiful balance of rustic mountain character and modern luxury, featuring massive living areas, soaring ceilings, and an open-concept design perfect for entertaining. The showpiece of this property is the heated indoor pool, surrounded by floor-to-ceiling windows that fill the space with natural light and offer scenic mountain views year-round. Built for both performance and enjoyment, this property combines high occupancy rates & premium amenities—a true gem for savvy investors expanding their STR portfolio. With its proven revenue track record and incredible guest appeal, Splish Splash Lodge offers immediate cash flow with room to grow.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Cosby High SchoolGrades 9-123.8 mi
--
Cocke Co Adult High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Wood Siding,Log,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Bonus Room
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Property

Details

  • Parcel number: 127 05904 000

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 0.74 Acres
  • Features: Wooded,Level

Parking

  • Parking features: Off Street,Main Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance $462$5,544
Property Taxes $1,121$13,452
Electricity $341$4,095
Total$6,601$79,212

Income You'd Need if You Spent...

35% on housing$226,320/yr
40% on housing$198,030/yr
45% on housing$176,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 37722$168
Cocke County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 37722$275
Cocke County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$925,000
2026-02-12Pending sale$925,000
2026-02-03Listed for sale$925,000
2025-12-28Listing removed$925,000
2025-09-19Listed for sale$925,000
2025-07-01Listing removed$925,000
2025-04-10Price change$925,000
2024-11-22Listed for sale$930,000
2021-11-04Sold$676,250
2018-02-08Listing removed$16,538
2018-02-03Price change$16,538
2018-01-06Price change$14,320
2017-09-13Listed for rent$14,220
2009-11-20Sold$194,250
2009-04-14Sold$306,423

For Sale by Agent

AgentJanet Giffee
BrokerageeXp Realty, LLC

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