See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15430 River Rd, Chesterfield, VA, 23838

4beds
4baths
3,550sqft
$950,000
$268price/sqft
$6,127/moest. monthly cost
$245,080/yrincome needed

About This Home

Custom-built 4 bedroom, 3.5 bath Craftsman on over 24 acres offering a rare combination of privacy, usable land, marketable mature timbers, and upgraded finishes. Truly a private retreat in a fast-growing area. The open kitchen features granite countertops, tile backsplash, upgraded cabinetry, center island, gas cooking, and recessed lighting. The great room showcases hardwood flooring, a dramatic 19’ 2-story catwalk, and stone surround gas fireplace. First-floor primary suite with tray ceiling and spa-like bath with dual vanity, another master suit on second floor. Additional features include 10’ ceilings, 4-season Florida room, walk-in closets, and multiple attic storage areas. Outside you’ll find a front porch, 2-car garage, stamped concrete walkway, private drive, LP SmartSide siding, conditioned crawl space, detached shed, creek, abundant wildlife, and over 3+ miles of private hiking trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
4/10
9/10
Cosby High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Shingle
  • Construction materials: Block,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooking,Oven,Refrigerator,Range Hood,Stove,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space,Heated

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Butler's Pantry,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Multiple Primary Suites,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Door features: French Doors,Insulated Doors
  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,550

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,550 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 715644266600000
  • Zoning description: A
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Porch
  • Exterior features: Lighting,Porch,Storage,Shed,Breezeway,Unpaved Driveway
  • Fencing: None
  • Waterfront features: Creek
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 24.28 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Off Street,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$284$3,408
Property Taxes $699$8,388
Electricity $341$4,103
Total$6,127$73,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,068/yr
40% on housing$183,810/yr
45% on housing$163,386/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 23838$213
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23838$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$950,000
2024-09-30Listing removed$929,900
2024-07-14Listed for sale$929,900
2024-07-07Listing removed--
2023-10-06Listed for sale$929,900
2020-05-08Listing removed$649,000
2019-10-09Price change$649,000
2019-02-28Price change$689,000
2018-08-18Listed for sale$625,000
2015-06-01Sold$140,000

For Sale by Agent

AgentAmanda Brennan
BrokerageCOLDWELL BANKER PRIME

Similar Homes