3045 NW Radcliffe Way, Palm City, FL, 34990
About This Home
Enjoy the waterfront lifestyle—without the waterfront price. Located in the highly sought-after gated Riverbend community, this exceptional estate includes access to a private community dock where you can launch kayaks, take in peaceful water views, and even temporarily moor your boat—an amenity that truly sets this home apart. This 5-bedroom, 4.5-bath residence offers over 5,300 square feet of thoughtfully designed living space with an open floor plan ideal for everyday living and entertaining. Recent updates include new flooring, updated countertops, and a new gas cooktop, while an upstairs loft provides flexible space for a media room, office, or playroom. The first-floor owner's suite is a private retreat with French doors opening to a backyard oasis featuring a saltwater pool and covered patio—perfect for relaxing or hosting year-round. A standout feature is the detached guest house, complete with a full kitchen, bathroom, laundry, loft, and private living area—ideal for guests, extended family, or added flexibility. Conveniently located near I-95 and the Florida Turnpike, and just minutes from The Shoppes at Veranda Falls, Publix, and popular dining including Maggie McFly's, Kyle G's, and Casa Vincenzo, as well as NY Mets spring training. A rare opportunity to own a spacious, flexible home with true lifestyle appeal in Riverbend. covered patio—perfect for relaxing or hosting year-round. A standout feature is the detached guest house, complete with a full kitchen, bathroom, laundry, loft, and private living area—ideal for guests, extended family, or added flexibility. Conveniently located near I-95 and the Florida Turnpike, and just minutes from The Shoppes at Veranda Falls, Publix, and popular dining including Maggie McFly's, Kyle G's, and Casa Vincenzo, as well as NY Mets spring training. A rare opportunity to own a spacious, flexible home with true lifestyle appeal in Riverbend.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2015
Materials
- Roof: Concrete,Tile
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Oven,Refrigerator,Washer
- Laundry features: Inside,Washer Dryer Install Allowed
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Area,Bathtub,Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Main Level Primary,Pantry,Soaking Tub,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Other,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 6,154
- Total interior livable area: 5,329 sqft
Kitchen
- Level: Main
- Area: 432
- Dimensions: 27 X 16
Living Room
- Level: Main
- Area: 594
- Dimensions: 33 X 18
Master Bedroom
- Level: Main
- Area: 352
- Dimensions: 16 X 22
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 442570300470006
- Zoning: PUD-R
- Special condition: Standard
Features
- Levels: Multi/Split,Two
- Stories: 2
- Entry location: Entry Level Living Area Y
- Private pool: Yes
- Pool features: Concrete,In Ground,Pool Cover,Private,Pool Sweep
- Patio & porch: Covered,Patio,Porch
- Exterior features: Outdoor Living Area
- Fencing: Fenced
- Has view: Yes
- View description: Lake,Pool,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.43 Acres
- Features: 1/4 to 1/2 Acre Lot,Sprinklers Automatic
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $1,793 | $21,516 |
| Property Taxes | $3,223 | $38,676 |
| Electricity | $536 | $6,435 |
| Total | $16,170 | $194,040 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $2,177,000 |
| 2026-04-17 | Price change | $2,189,000 |
| 2026-04-10 | Price change | $2,199,000 |
| 2026-04-03 | Price change | $2,245,000 |
| 2026-03-23 | Price change | $2,295,000 |
| 2026-03-21 | Listed for sale | $2,659,000 |
| 2024-06-21 | Sold | $1,625,000 |
| 2024-05-25 | Pending sale | $1,775,000 |
| 2024-05-03 | Price change | $1,775,000 |
| 2024-04-03 | Price change | $1,850,000 |
| 2024-03-18 | Listed for sale | $1,925,000 |
| 2021-05-21 | Sold | $1,325,000 |
| 2021-04-09 | Pending sale | $1,325,000 |
| 2021-04-06 | Price change | $1,325,000 |
| 2021-02-18 | Listed for sale | $1,400,000 |
| 2016-09-19 | Sold | $712,600 |
| 2016-03-01 | Listing removed | $816,920 |
| 2016-02-26 | Price change | $816,920 |
| 2015-11-18 | Price change | $812,505 |
| 2015-10-03 | Listed for sale | $808,555 |
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