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5218 Casper Dr, Charlotte, NC, 28214

3beds
3baths
2,227sqft
$559,000
$251price/sqft
$3,254/moest. monthly cost
$130,160/yrincome needed

About This Home

Welcome to 5218 Casper Drive, a beautifully upgraded home on a private, premium lot in the highly desirable Vineyards on Lake Wylie community. Offering nearly 2,200 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bathroom home blends modern style, everyday comfort, and exceptional functionality. Inside, upgraded hardwood flooring flows throughout the home, creating a warm and cohesive feel. The open-concept floor plan is ideal for both entertaining and daily living, with a bright, spacious kitchen that seamlessly connects to the main living area. A built-in desk adds both charm and practicality, making it the perfect workspace or organization hub. The home also features generously sized bedrooms, a breakfast area, and flexible living spaces that can easily adapt to your needs. A spacious 3-car garage provides ample room for vehicles, storage, or a workshop and includes a convenient access door to the backyard. An extended covered patio with a natural-gas line for grilling and an irrigation system for the professionally upgraded landscaping adds to the functionality of this home. Living in The Vineyards means enjoying resort-style amenities, including a new clubhouse, multiple outdoor pools with a dedicated lap pool, boat slips, boat and RV storage, playgrounds, walking trails, pickleball courts, and more. Ideally located, the community offers easy access to shopping, dining, major highways, the U.S. National Whitewater Center, Charlotte Douglas International Airport, and Uptown Charlotte Move-in ready and filled with thoughtful upgrades, 5218 Casper Drive offers the perfect combination of comfort, convenience, and an outstanding lifestyle. Photos and Measurements to be added.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

6/10
2/10
West Mecklenburg HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake,Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,227

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,227
  • Total interior livable area: 2,227 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 11335711
  • Zoning: MX-2(INNOV)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: In-Ground Irrigation
  • Waterfront features: Boat Ramp – Community,Boat Slip (Lease/License)
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$206$2,472
Property Taxes $15$180
Electricity $207$2,489
Total$3,254$39,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,565/yr
40% on housing$97,620/yr
45% on housing$86,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$158
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$559,000
2014-05-09Sold$300,000

For Sale by Agent

AgentMichael Flory
BrokeragePremier South

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