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657 San Jose Ave, San Francisco, CA, 94110

1beds
1baths
1,037sqft
$1,065,000
$1,027price/sqft
$7,143/moest. monthly cost
$285,720/yrincome needed

About This Home

Welcome to this beautifully renovated flat where timeless San Francisco charm meets modern comfort at the crossroads of Noe Valley and the Mission District. Thoughtfully updated throughout, this inviting residence preserves its classic character while offering today's most desirable improvements. The remodeled kitchen features new flooring, cabinets, countertops, and faucet, while the iconic Wedgewood stove remains as a charming centerpiece. The refreshed bathroom includes new flooring, vanity, faucet, low-flow toilet, updated plumbing, and a new shower kit, while preserving the elegance of the original clawfoot tub. Fresh interior paint, original hardwood floors, and in-unit laundry complete the bright, move-in-ready interior. Recent improvements extend to the building's exterior with fresh paint, a new front porch and landing, and updated stair railings, enhancing curb appeal, safety, and pride of ownership. Additional highlights include a deeded garage parking space, private storage area, and access to a beautifully maintained shared backyard garden—perfect for relaxing with a book, entertaining guests, or enjoying a barbecue. Ideally situated for city living, the home is just steps from the J-Church Muni Metro and within easy reach of the 24th Street Mission BART station, providing convenient access to downtown San Francisco, the East Bay, and SFO. Nearby Muni bus lines, neighborhood bike routes, corporate tech shuttle stops, and quick access to US-101 and I-280 make commuting throughout the Bay Area exceptionally convenient. Enjoy the best of San Francisco just outside your door with easy access to the shops, cafés, restaurants, and neighborhood amenities along 24th Street, Whole Foods, the iconic Mitchell's Ice Cream, nearby parks, and the vibrant dining and cultural experiences of both Noe Valley and the Mission District. Blending historic character with tasteful modern updates and an exceptional location, this home offers classic San Francisco living with the comfort, convenience, and connectivity today's buyers are looking for.

Getting Around

97
WalkingWalker's Paradise
81
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

2/10
4/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1908

Materials

  • Roof: Tar/Gravel
  • Construction materials: Stucco

Other

  • Builder model: Edwardian

Type & Style

  • Home type: Condo
  • Architectural style: None
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Range,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,037
  • Total interior livable area: 1,037 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Gas Range/Cooktop,Ice Maker Hookup,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 6597 076
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden/Play

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Back Yard

Parking

  • Total spaces: 1
  • Parking features: Below Building Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,385$64,620
Home Insurance *$173$2,076
Property Taxes $1,187$14,244
Electricity $398$4,786
Total$7,143$85,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,902/yr
40% on housing$214,290/yr
45% on housing$190,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,027This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$641
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$1,065,000
2020-07-25Listing removed$3,495
2020-07-09Price change$3,495
2020-06-11Listed for rent$3,995
2003-07-01Sold$385,000

For Sale by Agent

AgentFletcher Rouse
BrokerageExp Realty Of California, Inc.

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