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18527 County Road 16, Fort morgan, CO, 80701

4beds
2baths
1,008sqft
$275,000
$273price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Mobile home built in 1974 on 1.5 acres. Site has 2 driveways including circular driveway in back. Nice sized shop with electric. Surrounded by mature trees, fenced backyard, sidewalk. New furnace Oct. 2024, water well electric upgraded this summer. Additional building can be remodeled into living space or rental. 3 miles from town. 2 miles from I-76. Nice home in the country with additional buildings and no HOA. There is a second double wide trailer on the property that can also be repaired and used.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
--
Lincoln High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured On Land

Interior

Appliances

  • Appliances included: No Inclusions

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom4

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Family Room

  • Level: Main
  • Area: 304
  • Dimensions: 16 x 19

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14 x 10

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Primary Bedroom

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Property

Details

  • Parcel number: 104134101014
  • Zoning: R
  • Special condition: Private Owner
  • Exclusions: Sellers personal property

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Plains View

Lot

  • Lot size: 1.41 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$271$3,252
Property Taxes $119$1,428
Electricity $186$2,232
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 80701$192
Morgan County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 80701$171
Morgan County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Price change$275,000
2025-06-02Listed for sale$265,000

For Sale by Agent

AgentDonald E Neb
BrokeragePlains Realty & Management LLC

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