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10193 Grand Oak Cir, Saint Petersburg, FL, 33708

4beds
3baths
2,818sqft
$780,000
$277price/sqft
$5,402/moest. monthly cost
$216,080/yrincome needed

About This Home

Looking for a spacious home that is not only close to the award-winning beaches but is also centrally located and near all the conveniences that Seminole has to offer? Then this updated 2 story contemporary style home located, in the gated Cove at Bay Pines community, could be for you. Not to mention, the local VA Hospital is right down the street! This house has been immaculately cared for, and it all starts with landscaping! As you approach the front entrance, you will notice a beautiful array of plants and flowers that follow you up to a grand, archway. The backyard allows the new owner to truly maximize Florida outdoor living! The screened-in pool allows for a peaceful and private experience. The backyard also uniquely offers plenty of shade, making this backyard a great entertainment space, even on the hottest days! Enjoy stainless appliances including a new, 2025 Refrigerator! The kitchen also includes upgraded ceramic tiling and plenty of storage space. Upstairs, an expansive primary bedroom awaits, which includes an ensuite bathroom (soaker tub and walk-in shower) and deep, walk-in closet. Whether you are upstairs or down, the 2024 AC will cool you off on those summer days! This community RARELY has available homes for sale so stop by quickly! This dream home won't be on the market long!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

10/10
5/10
Osceola Middle SchoolGrades 6-82.8 mi
4/10
Seminole High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Bathroom3

  • Level: Second
  • Area: 94.5
  • Dimensions: 10.5x9

Bathroom4

  • Level: Second
  • Area: 94.5
  • Dimensions: 10.5x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,PrimaryBedroom Upstairs,Solid Wood Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Ceramic Tile,Engineered Hardwood

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 2,818 sqft

Kitchen

  • Level: First
  • Area: 231
  • Dimensions: 10.5x22

Living Room

  • Level: First
  • Area: 345
  • Dimensions: 23x15

Primary Bathroom

  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 033115187290000380
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Child Safety Fence,Gunite,Heated,In Ground,Lighting,Salt Water,Solar Heat
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 5,009 sqft
  • Lot size dimensions: 40 x 126

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$201$2,412
Property Taxes $974$11,688
Electricity $283$3,403
Total$5,402$64,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,211/yr
40% on housing$162,060/yr
45% on housing$144,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 33708$415
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33708$395
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$795,000
2026-04-20Listed for sale$810,000
2025-06-27Sold$785,000
2025-05-10Pending sale$810,000
2025-05-06Listed for sale$810,000
2025-04-24Listing removed$815,000
2025-04-22Price change$815,000
2025-04-11Pending sale$799,000
2025-03-30Price change$799,000
2025-03-26Listed for sale$815,000
2025-03-24Pending sale$815,000
2025-02-25Price change$815,000
2025-02-14Listed for sale$825,000
2022-02-04Sold$705,000
2022-01-09Pending sale$650,000
2022-01-07Listed for sale$650,000
2014-11-26Sold$399,100

For Sale by Agent

AgentRyan Smith
BrokerageEXP REALTY LLC

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