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6 Halfmoon Drive, Waterford, NY, 12188

3beds
2baths
1,904sqft
$525,000
$276price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

OPEN HOUSE, Sunday, 82/3 from 11am-1pm! Own a piece of Halfmoon heritage. Once the proud homestead of the historic Boughton Farm (c. 1840), 6 Halfmoon Drive is a masterclass in period preservation and uncompromising modern luxury, and is located in the top-rated Shenendahowa School District. Step inside to soaring 10' ceilings, grand 8' doorways, and original wide-plank floors now elevated by the hidden luxury of radiant first-floor heat. A beautiful 2019 kitchen remodel anchors the home with quartz counters, a gas range, and a custom built-in desk crafted from vintage local country store millwork. Entertain in the formal dining addition, gather by the living room gas fireplace, or work from the private office featuring custom cabinetry and 1820s reclaimed flooring. Restored windows with modern storms offer efficiency, while the kitchen spills out to a stamped concrete patio (2020) overlooking the lush 1.16-acre grounds with quaint shed and garden beds. A graceful curved staircase leads to a sunlit landing, three generous bedrooms (including a primary with a walk-in closet), and a large full bath. Beyond the freshly painted (2025) exterior lies an unrivaled flex compound. The 2020-built, fully insulated 3-car garage (36x28) is a masterpiece: heated/cooled via mini-split, EV-prewired, featuring epoxy floors, plumbing, repurposed historic timber accents, and a massive 14x36 expandable loft with a power lift from the main level. A separate 440 sq. ft. outbuilding with its own heat/AC split and internet serves as the ultimate executive home office, studio, or gym. This is a landmark sanctuary where historic romance requires zero modern compromise. **While this house is on the historic registry, there are no preservation restrictions.**

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
9/10
Koda Middle SchoolGrades 6-85.5 mi
8/10
Shenendehowa High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1840

Materials

  • Roof: Rubber,Slate,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Kitchen Island,Built-in Features
  • Door features: Storm Door(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,904

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Radiant Floor,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Office

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 413800 285.7125
  • Special condition: Standard

Features

  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Garden,Lighting
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.16 Acres
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Off Street,Storage,Paved,Detached,Driveway,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$162$1,944
Property Taxes $555$6,660
Electricity $314$3,775
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 12188$228
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12188$230
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$525,000
2026-06-25Listed for sale$550,000
2001-09-19Sold$119,500

For Sale by Agent

AgentJudith Gabler
BrokerageGabler Realty LLC

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