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451 5th St, Toledo, OH, 43605

3beds
3baths
1,758sqft
$85,900
$49price/sqft
$914/moest. monthly cost
$36,560/yrincome needed

About This Home

Cash buyers only. Triplex generating $1.7k/month. Upper unit fully renovated in 2025; lower units partially updated with value-add potential. Main roof over upper unit replaced Summer 2024. Tenants pay electric (separate meters) and water (two tenants pay 33% each; long-term tenant exempt). Needs half of exterior siding completed and porch roof work. Immediate income with long-term upside.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Navarre Elementary SchoolGrades PK-80.7 mi
3/10
Waite High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1879

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Steel Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Electric,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,758 sqft

Property

Details

  • Parcel number: 1702275

Features

  • Levels: One

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 3,267

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$169$2,028
Property Taxes $118$1,416
Electricity $193$2,320
Total$914$10,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,337/yr
40% on housing$27,420/yr
45% on housing$24,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 43605$44
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43605$57
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$89,999
2025-12-08Price change$105,900
2025-09-19Listed for sale$107,900
2024-11-18Sold$34,000
2024-11-13Pending sale$72,888
2024-10-27Contingent$72,888
2024-09-19Price change$72,888
2024-09-13Listed for sale$78,888
2024-09-03Contingent$78,888
2024-08-20Listed for sale$78,888
2021-12-15Listing removed--
2021-12-14Listed for sale$39,888
2021-11-30Contingent$39,888
2021-09-27Listed for sale$39,888
2021-01-01Sold$8,000
2020-10-14Pending sale$8,000
2020-10-07Listed for sale$8,000
2020-10-01Pending sale$8,000
2020-09-18Price change$8,000
2020-09-11Price change$13,000
2020-08-14Listed for sale$15,000

For Sale by Agent

AgentKeyana Sade Grace
BrokerageHoward Hanna

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