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5069 Cascade Way Unit 101, Oceanside, CA, 92057

3beds
3baths
1,372sqft
$645,000
$470price/sqft
$4,408/moest. monthly cost
$176,320/yrincome needed

About This Home

Welcome to this beautifully maintained 3-story townhome in the highly sought-after gated community of North River in Oceanside. Offering 3 bedrooms and 3 full bathrooms, this spacious home blends comfort, style, and convenience in an ideal coastal North County location. Enjoy driveway access and partial pool views, along with an open and functional floor plan designed for both everyday living and entertaining. Inside, you’ll find updated laminate flooring, fresh paint, granite countertops, stainless steel appliances, and thoughtfully selected finishes throughout. The oversized primary suite features dual sinks, a large walk-in closet, and a private retreat-like feel. Additional highlights include ceiling fans in every room, central A/C, and a full-sized front-loading washer and dryer for added convenience. North River residents enjoy resort-style amenities within a securely gated community, including a sparkling pool and spa, BBQ areas, and designated pet areas. Ideally located near Camp Pendleton, beaches, parks, schools, shopping, dining, and convenient freeway access, this home offers the perfect blend of comfort, lifestyle, and location.

Getting Around

57
WalkingSomewhat Walkable
39
TransitSome Transit
65
BikeBikeable

Schools

6/10
6/10
7/10
El Camino High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Tile/Clay
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Washer,Freezer,Grill,Ice Maker,Range/Stove Hood,Counter Top
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Property

Details

  • Parcel number: 1570408101

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common
  • Fencing: Gate
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$141$1,692
Property Taxes $608$7,296
Electricity $398$4,786
Total$4,408$52,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,131/yr
40% on housing$132,240/yr
45% on housing$117,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$645,000
2026-05-20Listed for sale$645,000
2021-03-24Listing removed--
2019-05-19Listing removed$2,400
2019-05-14Listed for rent$2,400
2019-04-23Sold$395,000
2019-03-27Pending sale$395,000
2019-03-08Listed for sale$395,000
2013-04-26Sold$288,000

For Sale by Agent

AgentMackenzie P Black
BrokerageTXR Homes, Inc.

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