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5082 Cascade Way Unit 102, Oceanside, CA, 92057

2beds
3baths
1,132sqft
$614,000
$542price/sqft
$4,214/moest. monthly cost
$168,560/yrincome needed

About This Home

Wow !!! This property qualifies for A GRANT that can be used for closing costs. Modern, bright, and seriously hard to beat this North River condo delivers the lifestyle everyone’s looking for. Wake up to peaceful river views, enjoy open-concept living perfect for hosting, and unwind on your private balcony with sunset vibes over the San Luis Rey River. Both bedrooms feature ensuite baths for added privacy, including a spacious primary suite with a walk-in closet and dual sinks. Attached 2-car garage, resort-style pool and spa, plus trails and nature right outside your door. Clean, stylish, and completely move-in ready this is the one people wish they waited for. Conveniently located near Camp Pendleton, beaches, shopping, dining, and major commuter routes.

Getting Around

57
WalkingSomewhat Walkable
39
TransitSome Transit
65
BikeBikeable

Schools

6/10
6/10
7/10
El Camino High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Cooling

  • Cooling features: High Efficiency

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,132 sqft

Property

Details

  • Parcel number: 1570408304
  • Attached to another structure: Yes
  • On leased land: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: Association
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 15,336 Acres
  • Lot size dimensions: .3521

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,104$37,248
Home Insurance *$134$1,608
Property Taxes $578$6,936
Electricity $398$4,786
Total$4,214$50,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,480/yr
40% on housing$126,420/yr
45% on housing$112,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$614,000
2026-07-30Listed for sale$614,000
2026-06-10Pending sale$614,000
2026-06-07Price change$614,000
2026-05-21Listed for sale$615,000
2022-10-24Listing removed--
2022-07-12Pending sale$565,000
2022-07-11Sold$575,000
2022-06-18Pending sale$565,000
2022-06-14Listing removed--
2022-06-07Listed for sale$565,000
2020-04-22Listing removed$2,200
2020-04-19Price change$2,200
2020-04-18Listed for rent$2,100
2018-07-26Listing removed$2,100
2018-07-02Listed for rent$2,100
2015-05-20Sold$312,000
2015-04-07Listed for sale$315,000
2015-01-26Listing removed$305,000
2015-01-23Listed for sale$305,000
2013-07-16Sold$279,500

For Sale by Agent

AgentElizabeth Gil
BrokerageeXp Realty of California, Inc

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