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327 Swagg Cove Rd, Heflin, AL, 36278

5beds
4baths
3,711sqft
$499,000
$134price/sqft
$3,493/moest. monthly cost
$139,720/yrincome needed

About This Home

Rare find in Wedowee! This stunning, off water home has all the space you may need, two kitchens both have eat- in space as well as a dining area, two large, open living areas, 5 bedrooms, 3 full and 1 half baths and plenty of outdoor space for relaxation and enjoyment. There is a full access to a boat slip and shaded pavilion in a lovely cove of Lake Wedowee. Come see this one today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Wedowee Middle SchoolGrades 4-64.0 mi
3/10
Randolph Co High SchoolGrades 7-124.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Basement
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Microwave,Stainless Steel Appliance(s),Stove-Electric,Stove-Gas,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 1140

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: Basement

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,Smooth Ceilings,Tray Ceiling(s),Double Shower,Separate Shower,Double Vanity,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Great Room,Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 1,140
  • Finished area above ground: 2,571

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,711 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 560906240000015.019
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$443$5,316
Property Taxes $112$1,344
Electricity $415$4,982
Total$3,493$41,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,760/yr
40% on housing$104,790/yr
45% on housing$93,146/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 36278$200
Randolph County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 36278
Randolph County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$499,000
2025-12-01Listing removed$544,000
2025-07-18Price change$544,000
2025-05-14Listed for sale$569,000
2025-02-04Listing removed$595,000
2024-08-03Listed for sale$595,000
2016-12-22Sold$264,000

For Sale by Agent

AgentEugene Crouch
BrokerageKW Realty Group Wedowee

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