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3102 Duck River Ct, Midlothian, VA, 23112

4beds
2baths
1,444sqft
$329,950
$228price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

This cute 4-bedroom 2 baths cape cod features a very well design kitchen that includes laminate counter tops, dishwasher, stove, and refrigerator. There are 2 bedrooms in each level with enough space for office, game room, guest room etc. Primary bedroom is on the second Floor; it is super spacious. Second bedroom with lots of space also in second floor with share full bathroom. Two additional bedrooms on the First floor and full bathroom. Washer and dryer will be included in the sale. Very nice outdoor patio with firepit and seating bench to enjoy all your family gatherings. Back yard is all fenced in, but fence needs some work. Back deck and front porch will probably need to be replaced... Home needs some TLC and is being sold "AS IS.” Owner will make no repairs.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Evergreen ElementaryGrades PK-51.2 mi
5/10
6/10
Clover Hill High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Block,Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Dining Area
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,444 sqft

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 738688030400000
  • Zoning description: R7

Features

  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Fenced,Full

Lot

  • Lot size: 7,143 sqft

Parking

  • Parking features: Off Street,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$105$1,260
Property Taxes $242$2,904
Electricity $202$2,433
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$329,950
2016-04-22Sold$159,000
2016-03-03Price change$159,000
2016-02-23Listed for sale$165,000
2009-12-12Listing removed$164,900
2009-10-23Listed for sale$164,900
2009-10-20Sold$165,000
2001-12-03Sold$91,500

For Sale by Agent

AgentGuadalupe Perez
BrokerageIngram & Assoc Chester

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