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6445 Figure Eight Drive SW, Ocean Isle Beach, NC, 28469

2beds
2baths
1,423sqft
$455,000
$320price/sqft
$2,761/moest. monthly cost
$110,440/yrincome needed

About This Home

Charming 2-Bedroom Home in Waterway Cove! Welcome to this beautifully maintained 2-bedroom, 2 full-bath single-family home nestled in the desirable Waterway Cove subdivision. Featuring an open-concept layout, this home offers the perfect blend of comfort and style. Enjoy cooking and entertaining in the spacious living area with a cozy fireplace, and step outside to relax on the covered front porch or back deck—ideal for morning coffee or evening gatherings. Built with quality in mind, this home boasts DP50-rated windows, an architectural shingle roof, and a full irrigation system to keep your lawn lush year-round and outfitted with amazing plantation shutters. Community amenities include a sparkling pool and a well-equipped fitness center, making every day feel like a getaway. Encapsulated crawl space with a dehumidifier; Don't miss the opportunity to live in one of the area's most sought-after neighborhoods!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
Union ElementaryGrades K-54.1 mi
3/10
Shallotte MiddleGrades 6-85.8 mi
3/10
West Brunswick HighGrades 9-126.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Ice Maker,Humidifier,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,423
  • Total interior livable area: 1,423 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 243of008
  • Zoning: Oi-R-2M
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 40 x 104 x 40 x 104

Parking

  • Total spaces: 2
  • Parking features: On Street,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$120$1,440
Property Taxes $141$1,692
Electricity $200$2,405
Total$2,761$33,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,662/yr
40% on housing$82,830/yr
45% on housing$73,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$406
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$475,000
2026-03-31Sold$237,500
2026-01-24Price change$475,000
2025-10-08Price change$500,000
2025-07-30Price change$509,000
2025-07-11Price change$519,900
2025-05-12Price change$534,900
2025-04-23Listed for sale$540,000
2024-09-03Sold$525,000
2024-07-17Pending sale$549,000
2024-07-14Listing removed--
2024-06-12Listed for sale$549,000
2023-10-24Sold$465,000
2023-09-01Pending sale$460,000
2023-08-30Listed for sale$460,000
2019-08-27Sold$292,500
2019-07-11Pending sale$295,000
2019-05-28Listed for sale$295,000
2014-07-18Sold$247,000

For Sale by Agent

AgentShore Thing Agents, Coldwell Banker Sea Coast Advantage, Dani S Colantuno, Coldwell Banker Sea Coast Advantage
BrokerageColdwell Banker Sea Coast Advantage

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