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2119 Middle Haven Dr, Gladwin, MI, 48624

3beds
3baths
2,660sqft
$459,888
$173price/sqft
$3,281/moest. monthly cost
$131,240/yrincome needed

About This Home

Beautiful Lake Lancer Home in Sugar Springs! (FLY THRU DRONE VIDEO at the end of Description). This beautiful waterfront home in Sugar Springs’ peaceful Islander Realm offers the perfect blend of comfort, style, and relaxation. With over 2,500 square feet of living space, including a finished walkout basement, there’s room for everyone to unwind and enjoy lake life. The open-concept kitchen features rich Hickory cabinets, many stainless steel appliances, and stylish wood laminate floors that flow seamlessly into a spacious dining area large enough for gatherings that last long into the evening. This home is nearly "Move-in" ready, with most furnishings (except beds) and a nice roll-out dock. Whether you’re relaxing in the living room, watching the game in the family room, or savoring a quiet morning coffee on the deck, the stunning views of Lake Lancer will always be your backdrop. The main floor bedroom offers the perfect start to each day with a sliding door that opens to the lake-facing deck — wake up to the call of loons and the sight of blue herons gliding across the lake. Outside, enjoy two open patios and a covered one, perfect for sunset dinners or lazy afternoons. With 140 feet of waterfront and an extra-wide lot providing added privacy, this home captures the peaceful spirit of lakeside living. Don’t miss your chance to make it yours—schedule your private showing today. (Disclaimer: "Some photos may be digitally enhanced."). DRONE FLY THRU: https://tinyurl.com/2119middlehaven

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Gladwin Elementary SchoolGrades PK-29.2 mi
6/10
9/10
Gladwin High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Features: Ceramic
  • Level: Upper

Bathroom3

  • Features: Ceramic
  • Level: Lower

Bedroom1

  • Features: Laminate
  • Level: Main
  • Area: 143

Bedroom2

  • Features: Carpet
  • Level: Upper
  • Area: 165

Bedroom3

  • Features: Carpet
  • Level: Upper
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Laminate
  • Level: Main
  • Area: 260

Family Room

  • Features: Vinyl
  • Level: Lower
  • Area: 504

Features

  • High Ceilings,Cathedral/Vaulted Ceiling
  • Flooring: Laminate,Carpet,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,660
  • Total interior livable area: 2,660 sqft

Kitchen

  • Features: Laminate
  • Level: Main
  • Area: 224

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 06012000006900
  • Zoning description: Residential
  • Special condition: Trust

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community
  • Patio & porch: Deck,Patio,Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Waterfront,Interior Lake
  • Waterbody name: Lake Lancer
  • Frontage length: 140

Lot

  • Lot size: 0.37 Acres
  • Features: Deep Lot - 150+ Ft.,Wooded,Rural,Subdivision
  • Lot size dimensions: 140 x 90.14 x 145.9 x 153.7

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$279$3,348
Property Taxes $387$4,644
Electricity $290$3,481
Total$3,281$39,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,491/yr
40% on housing$98,430/yr
45% on housing$87,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 48624$144
Gladwin County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 48624
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$429,777
2026-07-28Listed for rent$2,400
2026-07-20Price change$459,888
2026-06-27Price change$469,777
2026-06-12Price change$479,984
2026-05-19Listed for sale$489,984
2025-11-06Listing removed$469,927
2025-10-16Price change$469,927
2025-10-05Listed for sale$489,927
2017-05-04Sold$225,000
1990-06-01Sold$81,700

For Sale by Agent

AgentIVIE BAKER
BrokerageBaker-Kehoe Realty LLC

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