12202 Swift Crossing Pl, Midlothian, VA, 23112
About This Home
Priced below recent appraisal, this well-maintained 4-bedroom, 2.5-bath home offers 2,215 square feet of comfortable living in desirable Swift Creek Crossing. Situated on a well-landscaped corner cul-de-sac lot with irrigation system, the home features a spacious yard with a private feel. Inside, you'll find a hardwood foyer and formal dining room with crown molding, an inviting family room with a gas fireplace and built-in speakers, and a kitchen equipped with newer GE appliances, a gas range, and a Bosch dishwasher. Additional updates include newer wood shutters, a newer water heater, dual HVAC systems replaced in 2014 and 2018, and a newer roof for added peace of mind. Enjoy the rear deck, low-maintenance vinyl siding, and a walk-in crawl space that provides exceptional storage or the potential for a workshop or hobby area. This is an outstanding opportunity to own a well-cared-for home in one of Chesterfield County's established neighborhoods with convenient access to shopping, dining, parks, and major commuter routes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1998
Materials
- Roof: Shingle
- Construction materials: Drywall,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Cooking,Disposal,Ice Maker,Microwave,Refrigerator,Stove,Washer
- Laundry features: Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Area,Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Laminate Counters,Bath in Primary Bedroom,Cable TV,Walk-In Closet(s)
- Flooring: Linoleum,Partially Carpeted,Wood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Walk-up
- Finished area below ground: 0
- Finished area above ground: 2,215
Half Bath
- Level: First
Heating & Cooling
- Heating features: Electric,Zoned
- Cooling features: Zoned
Interior Area
- Total interior livable area: 2,215 sqft
Other
- Level: Second
Property
Details
- Parcel number: 740675512000000
- Zoning description: R15
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch,Deck,Porch
- Exterior features: Deck,Porch,Paved Driveway
- Fencing: None
Lot
- Lot size: 0.35 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Oversized,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $305 | $3,660 |
| Electricity | $213 | $2,560 |
| Total | $2,749 | $32,988 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $415,000 |
| 1998-10-08 | Sold | $139,124 |
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