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5101 Spring Bluff Rd, Midlothian, VA, 23112

3beds
3baths
1,842sqft
$410,000
$223price/sqft
$2,707/moest. monthly cost
$108,280/yrincome needed

About This Home

Welcome to 5101 Spring Bluff Rd in the heart of Midlothian! This well-maintained 3-bedroom, 2.5-bath home offers a great combination of comfort, convenience, and curb appeal. Relax on the inviting full front porch or entertain guests on the spacious rear deck overlooking the fully fenced backyard—ideal for outdoor gatherings. Inside, you'll find a home that has been well cared for and is in great condition, providing a move-in ready opportunity for its next owners. Conveniently located just minutes from shopping, dining, and major interstates, this home makes commuting and everyday errands a breeze! Don't miss your chance to own this home in a fantastic location schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
Manchester High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Fireplace
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,842

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,842 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 742678893500000
  • Zoning description: R9

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 10,280 sqft

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$131$1,572
Property Taxes $301$3,612
Electricity $202$2,433
Total$2,707$32,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,811/yr
40% on housing$81,210/yr
45% on housing$72,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$399,900
2026-08-01Listed for sale$410,000
2015-09-25Sold$214,950
2015-07-20Price change$214,950
2015-07-09Listed for sale$217,950
2009-08-03Sold$201,950
2008-05-15Listing removed$236,950
2008-03-13Listed for sale$236,950
2006-10-30Sold$225,000
1998-03-19Sold$112,500

For Sale by Agent

AgentYuri Munrayos
BrokerageVirginia Capital Realty

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