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99 Locust St, WILLIAMSBURG, PA, 16693

4beds
2baths
2,316sqft
$160,000
$69price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

This beautiful house on the hill overlooks the peaceful trail town of Williamsburg with a spectacular all-seasons views of the mountains, the Lower Trail, and Juniata River Trail. This home will grab your attention with its original woodwork, flooring, and stained glass windows. Whether you love a classy, elegant look or a warm, cozy feel, the dining room with built in china cabinet and woodwork and living room with a charming fireplace and pellet stove are sure to please. With 3 bedrooms, a bonus room, and a spacious, fully-finished attic used as the 4th bedroom, there is plenty of room to live and grow! With nearly half an acre, enjoy a paved driveway, back yard with wooded view, or tinker around in the garage or additional shed. Venture down the hill to visit Williamsburg's rail trail, eateries and coffee shop, local library, Riverside Park and Recreation area, and enjoy the proximity of the local schools. More indoor and outdoor entertainment await just over the mountain or down the road at nearby Canoe Creek State Park, Raystown Lake, State College, and Altoona.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Combination,Insulated Windows
  • Flooring: Wood,Carpet,Combination
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes
  • Finished area above ground: 2,316

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,316
  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 23.0004..062.00000
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Personal Items

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Fire Pit
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.49 Acres
  • Features: Sloped,Views,Wooded

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Driveway,Garage,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$81$972
Property Taxes $218$2,616
Electricity $254$3,049
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 16693$83
Blair County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 16693$86
Blair County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$175,900
2026-03-11Listed for sale$182,500
2012-10-12Sold$128,000
2005-06-17Sold$97,450

For Sale by Agent

AgentLizzy Isenberg
BrokerageCharis Realty Group Bedford

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