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525 Martin St, Clearfield, PA, 16830

5beds
3baths
2,304sqft
$165,000
$72price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Welcome to 525 Martin Street, a beautiful 5-bedroom, 3-bathroom home situated on a spacious corner lot with endless potential. The property features generous, well-lit bedrooms, hardwood floors throughout, and a completely finished third floor that adds valuable living space and versatility. A covered porch invites outdoor relaxation, while the property also offers the convenience of approximately 10 parking spaces--an exceptional feature for homeowners or tenants alike. It offers flexible living arrangements with two apartment units, plus two additional units in the garage, each with a bedroom, kitchenette, and a bath that can be restored. This setup presents compelling options: restore it into a large single-family home or use it as a strong investment with multiple rental streams. Whether you're planning a full renovation or seeking a solid rental opportunity, this home delivers abundant possibilities on a prime corner lot. Schedule your showing today and discover the potential this property has to offer!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stick-Built,Aluminum Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Basement

  • Has basement: Yes

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Window features: Mixture
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: Hot Water,Radiant,Propane,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 004304654
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$126$1,512
Property Taxes $147$1,764
Electricity $252$3,033
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 16830$90
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16830$89
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$184,900
2025-09-30Listed for sale$199,900
2023-03-27Listing removed--
2022-11-13Listed for sale$300,000

For Sale by Agent

AgentChristian Lezzer
BrokerageKeller Williams Advantage Realty

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