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2280 E 360th Road, Louisburg, MO, 65685

1beds
1baths
789sqft
$132,000
$167price/sqft
$1,034/moest. monthly cost
$41,360/yrincome needed

About This Home

Is your dream a rustic style cabin with a covered porch tucked away on a bit of acreage? Something you can do a bit of work on to make it your own? Possibly add on a couple of rooms to expand the living space? This just might be the one. 4.8 acres ready for you and maybe a cow or horse. I hear goats are great and lots of fun! There is a lot packed into this property with no wasted space at all! 3 bedrooms are unconventional without true closets, but roomy enough and one even has a loft area above it for additional space. Kitchen is compact, laundry room in place and bathroom is complete! Plenty of windows for lots of natural light. Mini-split is newly in place for affordable heat and air. Sellers hate to leave this little treasure but sometimes the unexpected happens. Take a look, make an offer and make this your dream come true!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Halfway ElementaryGrades K-68.1 mi
6/10
Halfway SecondaryGrades 7-128.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Tiny Home
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Internet - Satellite,Laminate Counters
  • Flooring: Hardwood
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 789

Heating

  • Heating features: Mini-Splits,Electric

Interior Area

  • Total structure area: 789
  • Total interior livable area: 789 sqft

Property

Details

  • Parcel number: 89082.103000000002.18

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Partial,Electric,Barbed Wire
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 4.80 Acres
  • Features: Acreage,Wooded/Cleared Combo,Pasture

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $667$8,004
Home Insurance *$169$2,028
Property Taxes $57$684
Electricity $141$1,693
Total$1,034$12,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,451/yr
40% on housing$31,020/yr
45% on housing$27,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65685$273
Polk County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 65685$97
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$132,000
2026-05-14Price change$133,100
2026-04-28Listed for sale$134,900
2026-04-16Pending sale$134,900
2026-03-25Listed for sale$134,900
2025-06-13Sold--
2025-04-25Pending sale$124,900
2025-04-18Price change$124,900
2023-01-17Pending sale$69,900
2023-01-10Listed for sale$69,900

For Sale by Agent

AgentLaura Coots
BrokerageMain Street Realty

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