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10105 Family Ln, Chesterfield, VA, 23832

5beds
3baths
2,492sqft
$415,000
$167price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Great opportunity to make this home your own on 1.33 acre lot with a 2 car detached garage with extra storage area. First floor features Living Room with stone fireplace with wood stove, Large Eat in Kitchen with new oven, Family Room with sliding glass door and a door to your private deck great for entertaining, laundry room and a full bath with dual vanity. 1st floor bedroom .Second floor features a large Primary Suite with brick fireplace, laminate flooring, walk in closet and bath with a larger jetted tub and dual vanity, 1 other nice size bedrooms, there is laminate flooring already brought for you to lay in the 3rd bedroom. Basement features an extra large bedroom which could be used as a great room and another bedroom, a full bath. Has a separate entrance so would make a great in-law suite. This home is an estate so being sold as is where is

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
4/10
Manchester High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Brick,Block,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Cooking,Electric Water Heater,Oven,Range,Refrigerator,Range Hood,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Bay Window,Ceiling Fan(s),Eat-in Kitchen,Fireplace,Garden Tub/Roman Tub,High Speed Internet,Laminate Counters,Bath in Primary Bedroom,Wired for Data,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Laminate,Partially Carpeted,Wood
  • Number of fireplaces: 2
  • Fireplace features: Masonry,Stone,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 784
  • Finished area above ground: 1,708

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,492 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 745675627900000
  • Zoning description: A
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 1.33 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$124$1,488
Property Taxes $305$3,660
Electricity $240$2,880
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 23832$195
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23832$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$405,000
2026-07-19Listed for sale$415,000

For Sale by Agent

AgentDawn Boehm
BrokerageAssist2Sell Buyers and Sellers

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