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10731 Spring Run Rd, Chesterfield, VA, 23832

5beds
3baths
4,306sqft
$549,900
$128price/sqft
$3,763/moest. monthly cost
$150,520/yrincome needed

About This Home

STUNNING, JUST STUNNING. Largest Ranch Home in Chesterfield! 5 Bedroom 3 FULL BATH Rancher with a FULL WALK OUT BASEMENT. Over 4,300 SF on approx. 1.5 Acre Lot! WOW! All new kitchen with Granite Counter Tops, Beautiful White Shaker Cabinets and Stainless Steel appliances. NEW BATHS WITH GRANITE EVERYWHERE! NEW FLOORING AND FRESH PAINT! WOW AGAIN! HUGE FULL BASEMENT with 2 bedrooms and a full bath, fireplace and HUGE REC AREA! 2 Car attached Garage and NEW 30 YEAR ROOF! Close to all of Chesterfield's Restaurants and Shopping. MOVE-IN READY!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Manchester High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Basement

Additional Room

  • Level: Basement

Additional Room

  • Level: Basement

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Granite Counters,Main Level Primary
  • Flooring: Partially Carpeted,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Factory Built
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 2,153
  • Finished area above ground: 2,153

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 4,306 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Basement

Other

  • Level: First

Property

Details

  • Parcel number: 746656326600000
  • Zoning description: A
  • Special condition: Corporate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened,Porch
  • Exterior features: Lighting,Porch,Unpaved Driveway

Lot

  • Lot size: 1.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Oversized,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$165$1,980
Property Taxes $404$4,848
Electricity $414$4,977
Total$3,763$45,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,017/yr
40% on housing$112,890/yr
45% on housing$100,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 23832$196
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23832$206
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$589,900
2025-12-29Sold$353,000

For Sale by Agent

AgentSam Miliotis
BrokerageThe SSAM Agency

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