524 S 1st St, Raton, NM, 87740
About This Home
Single Family Site Built home on large lot with 2 bedrooms, 1 bathroom and unfinished basement. Home features a large lot, several storage buildings and a detached 2 car garage. Home is eligible for FHA $100 down payment program when using FHA 203(k) financing.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Metal
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,025
- Total interior livable area: 1,025 sqft
Property
Details
- Parcel number: 1135185274448
Features
- Fencing: Back Yard
- Topography of land: Back Yard, Irregular Lot
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 2
- Parking features: Garage,Open
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Wildfire
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Colfax County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $213 | $2,556 |
| Home Insurance * | $19 | $228 |
| Property Taxes | $17 | $204 |
| Electricity | $148 | $1,780 |
| Total | $397 | $4,764 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $42,300 |
| 2026-06-26 | Listed for sale | $49,800 |
| 2020-07-10 | Listing removed | -- |
| 2020-03-08 | Listed for sale | -- |
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