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16 San Francisco Terrace, Angel Fire, NM, 87710

4beds
3baths
2,136sqft
$799,000
$374price/sqft
$5,112/moest. monthly cost
$204,480/yrincome needed

About This Home

This home has a lot to offer! The main house is a comfortable cabin in the woods, remodeled in 2015, with 3 bedrooms, 2 bathrooms, and there is a 2-car garage with a single-bed guesthouse above. The guesthouse has had very recent window replacements. Both the main home and the guesthouse are elevated and connected by a comfortable deck, giving the whole home a treehouse feel. The home faces the ski area and has some wonderful mountain views. The separate guesthouse gives this property some great flexibility with rental options. All on 2 acres, this property has great privacy and feels secluded, yet is only 8 minutes to the lift and 7 minutes to the Country Club, and very convenient to Lowe's grocery and other town amenities, by car.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

1/10
Eagle Nest Middle SchoolGrades 5-811.9 mi
3/10
Cimarron High SchoolGrades 9-1223.5 mi
1/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 2,136 sqft

Other

  • Dimensions: 576

Property

Details

  • Parcel number: 1086150468210
  • Zoning description: Single Family

Features

  • Levels: One,Two
  • Stories: 1
  • Waterfront features: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 2.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Hail
Strong Wind
Cold Wave
Drought
Landslide
Tornado

FEMA Declared Disasters in Colfax County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$582$6,984
Property Taxes $339$4,068
Electricity $151$1,822
Total$5,112$61,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,268/yr
40% on housing$153,360/yr
45% on housing$136,320/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.3%
-9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 87710$409
Colfax County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 87710
Colfax County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$789,000
2026-06-20Price change$799,000
2026-05-19Listed for sale$815,000
2017-04-04Sold--
2017-04-04Pending sale$475,000
2017-04-04Listed for sale$475,000
2017-04-04Pending sale$475,000
2017-03-03Listing removed$475,000
2017-03-01Listed for sale$475,000
2017-01-05Pending sale$475,000
2016-08-20Listed for sale$475,000

For Sale by Agent

AgentJustin Jaroszewski
BrokerageKeller Williams SF

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