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103 Seaboard Ave, La Crosse, VA, 23950

3beds
2baths
928sqft
$135,000
$145price/sqft
$961/moest. monthly cost
$38,440/yrincome needed

About This Home

Bring your vision to this cozy 3-bedroom, 2-bath home in La Crosse. Ready for its next owner, the property offers an opportunity to build sweat equity, complete a renovation project, or add another investment to your portfolio. Inside, the home features a comfortable living room, kitchen, laundry area, three bedrooms, and two full bathrooms. Its rustic character and distinctive details create a warm, relaxed atmosphere, while still leaving room for updates that reflect your personal style. The outdoor space offers possibilities for gardening, recreation, or creating a private retreat. Whether used as a primary residence, weekend getaway, rental property, or renovation project, this home offers flexibility and plenty of potential. Priced to sell, schedule your showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1918

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Two Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 928

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 928 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 23044
  • Zoning description: 100

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.48 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$39$468
Property Taxes $38$456
Electricity $202$2,433
Total$961$11,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,948/yr
40% on housing$28,830/yr
45% on housing$25,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 23950
Mecklenburg County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 23950
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$129,900
2026-07-31Listed for sale$135,000
2026-07-27Listing removed$139,800
2026-06-04Price change$139,800
2026-05-18Price change$143,000
2026-05-11Price change$143,500
2026-04-27Price change$144,000
2026-04-13Listed for sale$149,000
2025-08-07Sold$120,000
2025-06-28Pending sale$124,900
2025-06-06Price change$124,900
2025-02-06Pending sale$154,000
2024-12-10Price change$154,000
2024-05-22Listed for sale$162,000
2024-04-16Sold$84,000
2024-03-10Listed for sale$85,000
2019-10-02Sold$27,000

For Sale by Agent

AgentKhaliyah Barakhyahu
BrokerageEXP Realty, LLC

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