Primary listing photo

2550 Cromwell Rd, North Chesterfield, VA, 23235

3beds
4baths
2,903sqft
$899,900
$310price/sqft
$5,771/moest. monthly cost
$230,840/yrincome needed

About This Home

Welcome to this stunning 3-bedroom home featuring soaring 10' ceilings and a dramatic, open two-story living room that floods the space with natural light. A beautifully designed kitchen is the heart of the home, featuring a spacious oversized island perfect for meal prep, entertaining, or casual dining. Modern appliances, custom cabinetry, and elegant finishes create a welcoming atmosphere ideal for both everyday living and special occasions. Upstairs, you'll find two generously sized bedrooms, each with its own private bath, offering comfort and privacy for family or guests. This residence blends modern elegance with practical design, making it the perfect place to call home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Bon Air Elementary SchoolGrades PK-51.0 mi
7/10
Robious Middle SchoolGrades 6-81.8 mi
6/10
James River High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Partially Carpeted,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,903

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,903 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 749717687700000
  • Attached to another structure: Yes
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 115 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$280$3,360
Property Taxes $662$7,944
Electricity $279$3,355
Total$5,771$69,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,862/yr
40% on housing$173,130/yr
45% on housing$153,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 23235$242
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23235$216
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$899,900
2025-09-03Listing removed$780,000
2025-07-24Price change$780,000
2025-07-23Listed for sale$110,000
2024-03-29Listing removed--
2023-04-20Listed for sale$110,000
2022-10-11Sold$18,000

New Construction

AgentGregory Miller
BrokerageTowne & Country Real Estate

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