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1633 Elmart Ln, North Chesterfield, VA, 23235

4beds
3baths
2,416sqft
$459,999
$190price/sqft
$3,039/moest. monthly cost
$121,560/yrincome needed

About This Home

Spacious 4+ -bedroom home with private in-law suite in the Surreywood community! This home is offering over 2,400 sq ft of flexible living space in a prime Richmond location close to shopping, dining, parks, and major highways. This home features a rare in-law suite with a separate entrance, full bathroom, kitchen area, and its own heating and air—perfect for multigenerational living, guests, or potential rental income. Inside, you’ll find generous living areas filled with natural light, including a formal dining room perfect for entertaining and an eat-in kitchen that offers both functionality and everyday comfort. The layout provides plenty of room to live, work, and gather. Step outside to enjoy a fenced backyard with a large patio—ideal for hosting, outdoor dining, or relaxing in your own private space. Conveniently located just minutes from a variety of shopping, dining, and nearby parks, this home offers the perfect blend of neighborhood charm and everyday accessibility. Don’t miss this opportunity to own a home with built-in flexibility, multiple living spaces, outdoor appeal, and income potential in a sought-after area!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
3/10
Providence Middle SchoolGrades 6-80.9 mi
5/10
Monacan High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Brick,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 21.0 x 9.0

Appliances

  • Appliances included: Electric Water Heater,Ice Maker,Microwave,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 14.0 x 10.0

Bedroom3

  • Level: Second
  • Dimensions: 13.0 x 11.0

Bedroom4

  • Level: Second
  • Dimensions: 15.0 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Dimensions: 17.0 x 14.5

Features

  • Beamed Ceilings,Bookcases,Built-in Features,Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Bath in Primary Bedroom,Pantry,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,416

Foyer

  • Level: First
  • Dimensions: 11.0 x 7.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,416 sqft

Kitchen

  • Level: First
  • Dimensions: 19.0 x 11.0

Living Room

  • Level: First
  • Dimensions: 18.0 x 11.5

Master Bedroom

  • Level: Second
  • Dimensions: 16.0 x 11.0

Office

  • Level: First
  • Dimensions: 22.0 x 11.5

Other

  • Level: Second

Property

Details

  • Parcel number: 759698362000000
  • Zoning description: R7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Driveway,Oversized,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$143$1,716
Property Taxes $338$4,056
Electricity $232$2,792
Total$3,039$36,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,194/yr
40% on housing$91,170/yr
45% on housing$81,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 23235$246
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23235$216
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$490,700
2023-05-23Sold$415,000
2023-04-17Pending sale$374,950
2023-04-13Listed for sale$374,950
2019-07-26Sold$272,600
2019-05-28Pending sale$274,600
2019-05-23Price change$274,600
2019-05-02Listed for sale$285,000

For Sale by Agent

AgentRiggolette Leeper
BrokerageUnited Real Estate Richmond

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