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400 Convent Ave APT 64, New York, NY, 10031

2beds
2baths
1,219sqft
$699,000
$573price/sqft
$6,542/moest. monthly cost
$261,680/yrincome needed

About This Home

400 Convent Avenue is located on one of the most beautiful, livable, and historic streets in Harlem - and in New York City as a whole. Tree-lined blocks, magnificent stone townhouses and pre-war apartment buildings, and yet only a block away from the A,B,C,D subway stop, which can drop you off at Columbus Circle in 18 minutes, door-to-door. Former residents on the block include Alexander Hamilton (yes, that Alexander Hamilton) - his house, known as the Hamilton Grange, has been moved a couple of blocks over to W. 141st St. where you can visit it today) - Billy Strayhorn (whose jazz standard, "Take the A Train", describes a journey you can initiate with a two-minute walk to Mr. Strayhorn's song's ultimate destination... the A subway entrance at W. 147th St)... Madame Stephanie St. Claire - legendary Harlem numbers queen and staunch community supporter against the likes of Dutch Schultz, lived just down the block, and, of course, the immortal W.C. Handy, who could well have been working out the melodies to his immortal "St. Louis Blues", just two floors down from Apartment 64, way back when! Not to mention "the Royal Tenenbaums", who are, of course, completely imaginary (apart from the great movie detailing their adventures), but their house in the movie is just a few blocks down the street, as well... so, who knows? On the other hand, Apartment 64 at 400 Convent Avenue is completely real and has, in fact, been beautifully and recently renovated, with a lovely kitchen with stainless appliances, a four-burner plus griddle range + oven, a side-by-side fridge, overhead microwave, lots and lots of cabinets - a great pass-through counter/eating bar to the dining room, and, yes, a light-filled window as well! The elegant living room features east and north-facing windows, a decorative fireplace that has been retrofitted with electric heating and tasteful dancing LED flames... The bedrooms are light filled with extensive views, good closet space and overhead ceiling fans and, from the easternmost one, you can look all the way to Midtown... in the event you're like to see what the more frenzied New Yorkers are up to! The primary renovated bathroom features a spa-like walk-in shower... and the second half-bathroom is... well, it's really nice! AND... if it would be appropriate for your own "plan for living", the dining room could be easily convertible to a spacious 3rd bedroom (check out the floor plan) while still maintaining the current windowed kitchen and gracious, light-filled living room with above-the-rooftop views looking to the north and east. And, possibly best of all, this elegant living space, on a premier Sugar Hill/Harlem/Manhattan block and neighborhood, is an HDFC co-op - aka - one of the best real estate deals in Manhattan. Its 2026 income caps are in the 120% AMI range, which means, currently, that a single purchaser can earn up to $142,560 per year, while a "family of three" can earn up to $183,240. Check your own numbers against a price per square foot of under $600 psf - and you may end up thanking your good fortune that a deal like this still exists in one of the most expensive (and wonderful) cities on Earth! Appropriate pets are permitted (sadly though, full-grown alligators or polar bears may not achieve board approval) - and the apartment will need to be your primary residence. Happy to answer any further questions and to schedule an in person viewing - just email me or give me a call!

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
86
BikeVery Bikeable

Schools

6/10
8/10
Ms 319 Marie TeresaGrades 6-81.0 mi

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,219
  • Total interior livable area: 1,219 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 020620014106143864
  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: City,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$2,349$28,188
Property Taxes $413$4,956
Electricity $246$2,954
Total$6,542$78,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,297/yr
40% on housing$196,260/yr
45% on housing$174,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$493
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$699,000
2014-07-14Sold$345,000

For Sale by Agent

AgentDouglas Booth
BrokerageBrown Harris Stevens

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