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37 Elm Street, Skowhegan, ME, 04976

5beds
2baths
3,604sqft
$219,900
$61price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

Welcome to 37 Elm St! This charming and spacious 4-5 bedroom 2 bathroom home is currently being used as a single family residence but could be easily converted to a two family. The home features several large rooms with high ceilings and plenty of original character. This property is located within walking distance to local shops, dining and offers beautiful views of the Kennebec River.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Block,Other,Brick/Mortar
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Full,Sump Pump,Brick/Mortar,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Dining Room

  • Level: Second

Features

  • Flooring: Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,604

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,604
  • Total interior livable area: 3,604 sqft

Kitchen

  • Level: Second

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: SKOWM26B106
  • Zoning: shoreland

Features

  • Levels: Multi/Split
  • Patio & porch: Porch,Screened
  • Has view: Yes
  • View description: Scenic
  • Waterbody name: Kennebec River

Lot

  • Lot size: 0.56 Acres
  • Features: City Lot,Open Lot,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Paved,On Site,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hurricane
Ice Storm

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance $118$1,416
Property Taxes $337$4,044
Electricity $523$6,286
Total$2,089$25,068

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 04976$131
Somerset County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 04976
Somerset County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$235,000
2015-04-24Sold$72,000
2015-01-09Listed for sale$74,000
2014-12-04Listing removed$74,000
2014-10-21Listed for sale$74,000
2011-09-30Sold$165,000

For Sale by Agent

BrokerageWhittemore's Real Estate

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