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136 Sturgis St, Hubbardston, MI, 48845

4beds
1baths
1,900sqft
$165,000
$87price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Spacious and solid 1900-built farmhouse full of character, space, and opportunity. This move-in ready home offers a functional layout with 4 bedrooms, 1 bathroom, separate living and dining areas, a generously sized kitchen, main-floor bedroom, main-floor laundry with the potential to add a second bathroom in the existing laundry area, offering an easy opportunity to increase value and functionality, and a large upstairs bonus room that works great as a family room, office, or flex space. Many updates have already been started, with several rooms primed and ready for your finishing touches. Most windows have been updated, and the home offers great natural light throughout. Upstairs bedrooms have been refreshed, and electrical updates include new switches and outlets along with GFCI protection added in all necessary areas. The home also features a spacious basement that provides useful storage and utility access. Outside, enjoy a large yard with plenty of room to relax, garden, or entertain, plus a 2-stall carport and additional driveway parking. Conveniently located near the river and dam area with close access to nearby state land for outdoor recreation. School of choice options may be available in the area (buyer to verify with local districts). This home is solid, full of potential, and ready for its next owner to make it their own. A great opportunity to build equity while living comfortably from day one. For initial inquiries, please text or email.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet

Heating

  • Heating features: Forced air,Gas

Interior Area

  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 3409106000071500

Features

  • Exterior features: Metal

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$108$1,296
Property Taxes $298$3,576
Electricity $207$2,486
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 48845$160
Ionia County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48845$87
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$229,900
2008-04-23Sold$20,000
2007-04-26Sold$78,000

For Sale by Owner

AgentProperty Owner

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