432 Woodrow St, Chillicothe, MO, 64601
About This Home
Charming 3 bedroom bungalow offering classic character and comfortable living with 1,120 finished square feet plus a full unfinished basement for added potential. Step inside to find hardwood floors that flow throughout the main living spaces, creating a welcoming feel. The home features 3 bedrooms and 1 full bath, all conveniently located on the main level. Out back, enjoy a deck that steps down into a nice fenced-in yard — perfect for relaxing, entertaining, or letting pets roam. The full unfinished basement provides excellent storage or room to expand in the future.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s)
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 0607.003541819.00
Features
- Patio & porch: Deck,Porch
- Fencing: Metal
Lot
- Lot size: 7,928 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $75 | $900 |
| Electricity | $141 | $1,693 |
| Total | $956 | $11,472 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $120,000 |
| 2025-09-12 | Listing removed | $135,000 |
| 2025-03-24 | Listed for sale | $135,000 |
| 2021-10-08 | Sold | -- |
| 2021-07-23 | Listed for sale | $100,000 |
| 2021-07-14 | Pending sale | $100,000 |
| 2021-06-25 | Listed for sale | $100,000 |
| 2021-06-08 | Pending sale | $100,000 |
| 2021-06-03 | Price change | $100,000 |
| 2021-04-27 | Price change | $109,900 |
| 2021-04-12 | Listed for sale | $114,900 |
| 2021-03-24 | Listing removed | -- |
| 2018-10-19 | Listing removed | $85,000 |
| 2018-08-22 | Listed for sale | $85,000 |
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