See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

307 4th St, Ludlow, MO, 64656

1beds
1baths
694sqft
$30,000
$43price/sqft
$337/moest. monthly cost
$13,480/yrincome needed

About This Home

Opportunity awaits in Ludlow, MO! This 1 bedroom, 1 bathroom home sits on a desirable corner lot and offers plenty of potential for the right buyer. Whether you're an investor looking for your next project, a handyman ready to bring a vision to life, or someone searching for an affordable entry point into homeownership, this property is full of possibilities. The home does require significant updates and repairs, but with the right improvements, it could make a great rental, flip, or personal residence. The corner lot provides added space and flexibility for future plans. Bring your tools, your ideas, and your creativity — this one is ready for transformation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 694

Heating & Cooling

  • Heating features: Propane,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 694
  • Total interior livable area: 694 sqft

Property

Details

  • Parcel number: 017+1305.001640007.00

Lot

  • Lot size: 0.32 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$27$324
Property Taxes $18$216
Electricity $141$1,693
Total$337$4,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,554/yr
40% on housing$10,110/yr
45% on housing$8,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.2%
-6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 64656
Livingston County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 64656
Livingston County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Listed for sale$32,000
2025-06-23Sold--
2025-06-17Pending sale$25,000
2025-05-28Price change$25,000
2025-05-05Listed for sale$29,000
2024-11-19Sold--
2024-11-07Pending sale$5,000
2024-10-31Listed for sale$5,000

For Sale by Agent

AgentBrooklyn Anderson
BrokerageRE/MAX Heritage

Similar Homes