6877 W Lower Excelsior Beach Shr, Rathdrum, ID, 83858
About This Home
Escape the hustle and bustle to your own private boat access only North Idaho retreat on Twin Lakes. Nestled among towering cedar trees on two separate lots totaling approximately .40 acres, this charming 2 bedroom rustic cabin offers the perfect blend of tranquility and adventure. Enjoy secondary waterfront access complete with your own boat slip, making days on the water effortless. After hiking, boating, fishing, or exploring the endless recreational opportunities nearby, unwind in the private sauna or relax on the property surrounded by mature woods. Bordering Inland Empire Paper Co. land, this property offers direct access to nature. The second lot provides an outstanding opportunity to build an additional cabin or keep it as a place to sit by the fire. Residents can also enjoy access to the community beach, making this the ideal getaway for every season. This rare property delivers the lake lifestyle and the perfect place to create lasting memories.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1923
Materials
- Foundation: Wood
- Roof: Metal
- Construction materials: T1-11,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Cooktop
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Laminate
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Wood Stove,Wood
Interior Area
- Total structure area: 559
- Total interior livable area: 559 sqft
Property
Details
- Parcel number: 022800040050
- Zoning: County-Rest Res
Features
- Exterior features: Fire Pit
- Has view: Yes
- View description: Territorial
- On waterfront: Yes
- Waterbody name: Twin Lakes
Lot
- Lot size: 0.40 Acres
- Features: Level,Wooded,Borders Special Land
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance | $57 | $684 |
| Property Taxes | $71 | $852 |
| Electricity | $141 | $1,695 |
| Total | $1,659 | $19,908 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $275,000 |
View on Zillow