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6662 W Rockford Bay Rd, Coeur D Alene, ID, 83814

3beds
2baths
2,377sqft
$3,995,000
$1,681price/sqft
$22,319/moest. monthly cost
$892,760/yrincome needed

About This Home

TURNKEY WATERFRONT RETREAT ON COEUR D'ALENE LAKE. Ideally located near Rockford Bay just beyond the back gate of The Golf Club at Black Rock, this extensively remodeled waterfront home offers 100' of frontage, a covered boat slip, plus both a paved pathway and recently serviced tram providing effortless access to the waterfront. The light-filled interior showcases soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, stunning new kitchen, luxurious baths, premium appliances, new flooring, and Savant smart home technology. Main-level primary suite, loft flex space overlooking the great room, and walkout lower level with family room, fireplace, two guest bedrooms, full bath, and laundry. Expansive lakeside deck captures spectacular Coeur d'Alene Lake and mountain views. Offered fully furnished. Room for a future carport or garage with guest quarters, as shown in renderings. Simply arrive, unpack, and start enjoying life on Lake Coeur d'Alene.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Winton Elementary SchoolGrades PK-512.8 mi
--
Lakes Middle SchoolGrades 6-812.7 mi
6/10
Lake City High SchoolGrades 9-1215.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cedar,Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater,Washer,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Daylight,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Central Vacuum,Fireplace,High Speed Internet,Smart Thermostat
  • Flooring: Wood
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Fireplace(s),Electric,Propane,Forced Air,Furnace

Interior Area

  • Total structure area: 2,377
  • Total interior livable area: 2,377 sqft

Property

Details

  • Parcel number: 07000000006B
  • Zoning: COUNTY-RESRES

Features

  • Patio & porch: Deck
  • Exterior features: Fire Pit,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Mountain(s),Territorial,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterbody name: Coeur d'Alene Lake

Lot

  • Lot size: 0.63 Acres
  • Features: Sloped,Southern Exposure,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Heat Wave
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance $832$9,984
Property Taxes $1,142$13,704
Electricity $145$1,743
Total$22,319$267,828

Income You'd Need if You Spent...

35% on housing$765,222/yr
40% on housing$669,570/yr
45% on housing$595,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,681This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$504
Kootenai County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$3,995,000
2025-10-29Sold--
2025-09-25Pending sale$2,795,000
2025-08-23Price change$2,795,000
2025-08-05Listed for sale$3,375,000

For Sale by Agent

AgentGreg Rowley
BrokerageColdwell Banker Schneidmiller Realty

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