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2063 N Cruze St, Post Falls, ID, 83854

2beds
2baths
984sqft
$389,999
$396price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

Professionally renovated with style and designed for easy living, this charming 2-bedroom, 1.5-bath home blends modern finishes with everyday comfort. Inside, you'll find upscale touches throughout, including leathered granite countertops, durable LVP flooring, and upgraded appliances that elevate the kitchen experience. Upstairs, both bedrooms offer a cozy retreat, complemented by a beautifully updated bathroom featuring sleek quartz countertops and an impressive floor-to-ceiling tiled shower with dual shower heads--perfect for a spa-like start or end to your day. Step outside to a private, low-maintenance backyard ideal for intimate gatherings or relaxing evenings, and enjoy the convenience of a rear-load two-car garage. This home truly offers the perfect balance of sophistication and simplicity.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
Post Falls Middle SchoolGrades 6-81.0 mi
2/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1

Features

  • High Speed Internet
  • Flooring: Tile,Carpet,LVP
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Mini-Split
  • Cooling features: Mini-Split A/C

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: PK3300050070
  • Zoning: RES

Features

  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,178 sqft
  • Features: Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance $76$912
Property Taxes $190$2,280
Electricity $141$1,695
Total$2,379$28,548

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 83854$254
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83854$277
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$405,000
2026-04-22Listed for sale$415,000

For Sale by Agent

AgentDavid Faller
BrokerageFinding Freedom Idaho

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