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1632 Schloss Rd, North Chesterfield, VA, 23225

3beds
2baths
960sqft
$250,000
$260price/sqft
$1,731/moest. monthly cost
$69,240/yrincome needed

About This Home

Discover the potential in this 3-bedroom, 1.5-bath ranch nestled in an established North Chesterfield neighborhood. Featuring a functional floor plan, spacious bedrooms, and a generous lot, this home offers an excellent opportunity to build equity with a little TLC and personal updating. The roof and HVAC system were both replaced in 2020, providing added peace of mind for future owners. Conveniently located near shopping, dining, parks, schools, and major commuter routes, you'll enjoy easy access to everything the Richmond area has to offer. Flexible occupancy options make this property appealing to both owner-occupants and investors, with the seller willing to accommodate either continued tenancy or vacant possession after the current lease ends. Whether you're searching for your first home, your next renovation project, or an investment with long-term potential, this property is ready for its next chapter. Don't miss this opportunity to make it your own!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
2/10
Providence Middle SchoolGrades 6-81.3 mi
5/10
James River High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Main Level Primary
  • Flooring: Laminate
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 960

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 960 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 767700139000000
  • Zoning description: R7
  • Special condition: Corporate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Paved Driveway
  • Fencing: None

Lot

  • Lot size: 9,191 sqft

Parking

  • Parking features: Driveway,Off Street,Oversized,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$82$984
Property Taxes $183$2,196
Electricity $202$2,433
Total$1,731$20,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,348/yr
40% on housing$51,930/yr
45% on housing$46,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 23225$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23225$250
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$250,000
2026-07-26Pending sale$250,000
2026-07-25Listed for sale$250,000
2002-10-07Sold$82,000

For Sale by Agent

AgentBrian Hosein
BrokerageUnited Real Estate Richmond

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