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24 Jay Street, Amsterdam, NY, 12010

6beds
3baths
2,900sqft
$399,999
$138price/sqft
$3,403/moest. monthly cost
$136,120/yrincome needed

About This Home

Completely renovated from top to bottom, this expansive home showcases exceptional craftsmanship and modern upgrades throughout, featuring exquisite flooring, beautifully detailed tile work, and an abundance of natural light streaming through all-new energy-efficient windows. Every major system has been updated for comfort and peace of mind, including a brand-new high-efficiency furnace and central air conditioning. The home offers enormous, well-proportioned rooms with a versatile layout ideal for both everyday living and entertaining, highlighted by a stunning, fully renovated kitchen with stylish finishes and ample space for cooking, dining, and gathering. With six generously sized bedrooms and three full bathrooms, this property provides plenty of space for large or extended households. Truly turnkey in every sense, this home is in pristine, move-in condition--simply pack your bags and start enjoying all it has to offer.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Kitchen Island
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,900

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 270100 56.9249
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$186$2,232
Property Taxes $716$8,592
Electricity $479$5,751
Total$3,403$40,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,674/yr
40% on housing$102,090/yr
45% on housing$90,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$145
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$399,999
2026-04-29Listed for sale$410,000
2025-02-13Sold$5,000
2024-11-05Price change$60,000
2024-10-02Listed for sale$70,000
2016-11-28Sold$700
2016-03-31Sold$5,175
2011-04-06Sold$37,500
2004-03-03Sold$15,000

For Sale by Agent

AgentChad J Majewski
BrokerageChad Majewski Real Estate

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