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1040 Delo Ln, Cumming, GA, 30041

5beds
3baths
2,566sqft
$535,000
$208price/sqft
$4,232/moest. monthly cost
$169,280/yrincome needed

About This Home

Turn-Key 5-Bed Charm in Cumming - Completely Move-In Ready! Welcome home to 1040 Delo Ln, a beautifully refreshed 5-bedroom, 3-bathroom traditional home located in one of Cumming's most convenient pockets. From the moment you step inside, you will love the crisp feel of freshly painted walls and brand-new, plush carpeting throughout the entire home. The main level offers a bright, open floor plan featuring a spacious family room with a cozy fireplace, a guest bedroom, and a full bathroom-perfect for multi-generational living or a dedicated home office. Upstairs, the oversized primary suite serves as a true retreat with tray ceilings, a double vanity, a soaking garden tub, and a separate shower. Enjoy a beautiful, flat backyard and fantastic neighborhood amenities including a swimming pool and playground, all while being just minutes from top-rated Forsyth County schools, local shopping, and dining.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
8/10
Lakeside Middle SchoolGrades 6-82.2 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • High Ceilings,Split Bedroom Plan,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,566
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Breakfast Room,Pantry

Property

Details

  • Parcel number: 153 144

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Waterbody name: None
  • Residential vegetation: Grassed

Lot

  • Lot size: 6,098 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$198$2,376
Property Taxes $1,080$12,960
Electricity $249$2,991
Total$4,232$50,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,097/yr
40% on housing$126,960/yr
45% on housing$112,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 30041$225
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30041$221
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$535,000
2025-12-01Listing removed$2,800
2025-10-08Listed for rent$2,800
2017-08-20Listing removed$1,950
2017-07-27Price change$1,950
2017-07-17Price change$2,100
2017-05-27Price change$2,200
2017-05-17Price change$2,295
2017-05-15Listed for rent$2,300
2015-09-30Listing removed$2,100
2015-09-25Sold$285,990
2015-09-08Price change$2,100
2015-08-22Listed for rent$2,200
2006-12-14Sold$295,100

For Sale by Agent

AgentNorth Georgia Group
BrokerageKeller Williams Community Partners

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