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2521 Velarde Pl, Las Cruces, NM, 88011

4beds
3baths
2,775sqft
$459,000
$165price/sqft
$2,917/moest. monthly cost
$116,680/yrincome needed

About This Home

Luxury, Space and Solar.Pass the courtyard into the towered entry, a distinguished 4 Bdrm 3 Bthrm plus Flex room residence Built in 2013 offering 2,772 square feet of thoughtfully designed living space. As you enter, you're greeted by soaring ceilings and abundance of natural light that highlights the home's elegant tile flooring throughout the main living areas. The open-concept design creates a refined yet inviting atmosphere-ideal for both upscale entertaining and everyday living. At the heart of the home, the kitchen is designed to impress, featuring rich granite countertops, ample cabinetry, and a functional layout that flows effortlessly into the living and dining spaces. It's a space where style meets practicality. Solar panels offer energy efficiency and reduced utility costs, an increasingly sought-after feature. An exceptional Opportunity, Must See.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Sonoma Elementary SchoolGrades PK-51.4 mi
8/10
5/10
Centennial High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Flat,Tile,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Solar,Pueblo
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Utility Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Blinds,Tile,French Doors

Features

  • Open Floorplan
  • Window features: Double Pane Windows
  • Flooring: Flooring Foundation: Slab
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Active Solar,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,775
  • Total interior livable area: 2,775 sqft

Kitchen

  • Features: Breakfast Bar,Gas Cooktop,Vent Fan,Island,Microwave Oven,Granite Counters,Garbage Disposal,Built-in Oven/Range,Built-in Dishwasher,Tile Floor

Living Room

  • Features: Blinds,Tile,Fireplace,Ceiling Fan

Property

Details

  • Parcel number: 4010132339199

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Courtyard,Covered
  • Exterior features: RV Access
  • Fencing: Rock

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaping: Trees,Landscaping: Shrubs,Landscaping: Plants,Amenities: Home Warranty
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$156$1,872
Property Taxes $244$2,928
Electricity $197$2,367
Total$2,917$35,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,011/yr
40% on housing$87,510/yr
45% on housing$77,786/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 88011$201
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88011$197
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$459,000

For Sale by Agent

AgentAlma Cecilia Banuelos
BrokerageKeller Williams Realty

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