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90 Schindler Ct, Somerset, NJ, 08873

3beds
3baths
--sqft
$899,000
--price/sqft
$6,517/moest. monthly cost
$260,680/yrincome needed

About This Home

Welcome to Sterling Pointe, one of Central New Jersey's premier 55+ active adult communities, where resort-style amenities and everyday convenience come together in a vibrant, welcoming setting. This spacious Captiva Loft model offers over 3,400 square feet of well-designed living space, featuring 3 bedrooms, 3 full baths, a private office, expansive loft, and an additional bonus room ideal for a second office, gym, or hobby space. The traditional floor plan offers generously sized rooms, abundant natural light, and a layout perfect for both comfortable daily living and entertaining. Lovingly maintained, this home presents a wonderful opportunity for buyers to bring their own style and updates to create a personalized dream home in this highly desirable neighborhood. Sterling Pointe residents enjoy exceptional amenities including a clubhouse, outdoor pool, fitness center, bocce courts, walking paths, movie theater, library, billiards room, card room, and a full calendar of social activities. Ideally located near shopping, dining, medical facilities, Rutgers University, major highways, and NJ Transit rail service to New York City, this community offers the perfect blend of comfort, convenience, and carefree living.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Sampson G Smith SchoolGrades 6-81.7 mi
3/10
Franklin Twp High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Expanded Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Wall Oven(s) - Electric,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Office,Loft,Utility Room
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2708005070041000220000

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Association,In Ground
  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: .174 ACRES

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$274$3,288
Property Taxes $1,505$18,060
Electricity $193$2,318
Total$6,517$78,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,440/yr
40% on housing$195,510/yr
45% on housing$173,786/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08873$344
Somerset County$342

vs Homes Sold Last Month

Median $/sqft

ZIP 08873$323
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$899,000
2014-01-17Sold$530,624
2011-02-17Sold$122,500

For Sale by Agent

AgentVibha Mehta
BrokerageColdwell Banker Realty

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