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21 Sylvia St, Phillipsburg, NJ, 08865

2beds
3baths
2,249sqft
$469,900
$209price/sqft
$3,697/moest. monthly cost
$147,880/yrincome needed

About This Home

Beautifully maintained 2-bed, 2.5-bath, 2-car garage townhome in the exquisite 55+ Active Adult Community, Delaware Crossing. Once inside, you are drawn to the gleaming hardwood floors, an impressive two story foyer and a FIRST FLOOR OWNER'S SUITE complete with two closets (one is a walk -in) and a luxurious bath with soaking tub and tiled shower. The gourmet eat-in kitchen is designed for entertaining featuring upgraded SS appliances, impressive cabinets, quartz countertops, and a tiled backsplash. The open staircase leads you to the second floor which has a generously sized loft over looking the open flow of the first floor, and an additional bedroom with a second full bathroom. Ideal for separate living quarters. The entire home has been freshly painted and the neutral finishes showcase an elegance you must see in person. The flat, grass covered lot off of the sitting room makes this abode a great choice for a backyard feel! An electric EV charger is also installed in the garage. The water heater and Furnace were replaced in 2024. Your monthly association fee includes maintenance of the home's exterior and grounds, and access to the RECENTLY RENOVATED community clubhouse which boasts an outdoor swimming pool, pickleball and bocce ball courts, and a community center. It is time to start living your life! A commuter's dream, located minutes from 78, 33, and 22, this will not last long!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Townhouse
  • Architectural style: See Remarks
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Area: 195

Bedroom2

  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 187

Features

  • Breakfast,Loft,In-Law Floorplan
  • Window features: Thermal Windows/Doors,Blinds
  • Flooring: Carpet,Wood
  • Common walls with other units/homes: End Unit,Townhouse-End Unit

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 2,249
  • Total interior livable area: 2,249 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 240

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 3015000850005000060000
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association
  • Patio & porch: Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: .10 ACRE

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Lightning
Winter Weather
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$190$2,280
Property Taxes $884$10,608
Electricity $247$2,975
Total$3,697$44,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,754/yr
40% on housing$110,910/yr
45% on housing$98,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$469,900
2018-01-31Sold$333,500
2017-08-11Sold$333,500
2017-07-07Listing removed$2,345
2017-07-05Listed for rent$2,345
2016-10-19Price change$329,990
2016-09-06Price change$349,990
2016-06-20Listed for sale$339,990

For Sale by Agent

AgentMarci Lombardi
BrokerageBhhs Fox & Roach

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