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305 W 98th St APT 5CS, Manhattan, NY, 10025

2beds
2baths
--sqft
$1,485,000
--price/sqft
$9,300/moest. monthly cost
$372,000/yrincome needed

About This Home

Look no further for a truly move-in ready 2-bedroom/convertible 3-bedroom, 2-bathroom apartment in pristine condition. This spacious and comfortable home has recently undergone a full and thoughtful renovation from the chef's kitchen and beautifully appointed baths to the new hardwood floors, recessed lighting, raised doorways with new doors and hardware, and custom closets throughout. With a grand, open layout, the L-shaped living and dining room are open to the designer kitchen featuring a suite of Italian Bertazzoni appliances. The quartz countertops and kitchen island are both stylish and durable and there is ample storage including a built-in wine refrigerator. The five north and west-facing windows that encircle the living and dining room add to the light and inviting feeling of the common space. Some units in this line have opted to close off the dining room to create a nicely proportioned, windowed 3rd bedroom. A short hallway provides some separation to the bedrooms from the common areas of the home. The primary bedroom easily accommodates a king-sized bed and boasts a custom, walk-in closet and beautifully renovated en-suite bathroom clad in marble tiles appointed with all new fixtures including a glass enclosed standing shower with rain shower showerhead. The second bedroom, currently designed as a sweet baby’s room, also has a new custom closet and is across the hall from the second bathroom. The second bathroom is also gut renovated with all new fixtures, tiles, and a bathtub shower combo with rain shower showerhead. Move right into this lovely home renovated with incredible attention to detail by the current owners. The finishes are both contemporary and elegant and the neutral color palette easily allows you to customize and add your own flair. The Schuyler Arms Cooperative at 305 W.98th Street is pet-friendly and features a full-time doorman and live-in superintendent. The building offers bicycle storage and a central laundry room and is conveniently located half a block from Riverside Park, and just moments from Hippo Park, the 96th Street 1/2/3 trains, Westside Market, Equinox and New York Sports Club, Silver Moon Bakery, Charlotte Cafe, and so much more! Cable is billed at a bulk rate of $65/month to each apartment.

Getting Around

96
WalkingWalker's Paradise
0
TransitVery Limited Transit
69
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 01888001010766275CS
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,508$90,096
Home Insurance *$668$8,016
Property Taxes $878$10,536
Electricity $246$2,954
Total$9,300$111,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,857/yr
40% on housing$279,000/yr
45% on housing$248,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10025$1,145
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10025$1,626
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$1,485,000
2026-07-06Price change$1,485,000
2026-05-27Listed for sale$1,550,000
2021-04-19Sold$1,100,000
2021-01-29Pending sale$1,079,000
2020-12-03Listed for sale$1,079,000

For Sale by Agent

AgentPaul Zweben
BrokerageCompass

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