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4417 Cochise Trl, North Chesterfield, VA, 23237

3beds
3baths
1,728sqft
$404,950
$234price/sqft
$2,699/moest. monthly cost
$107,960/yrincome needed

About This Home

Welcome Home! This classic Colonial offers over 2,000 square feet of comfortable living space with 3 spacious bedrooms, 2.5 bathrooms, and timeless charm throughout. The main level features a formal living room, eat-in-kitchen, and a spacious dining room, perfect for family gatherings. The second floor boasts large bedrooms, ample closet space, and 2 additional bathrooms. Situated on a generously sized lot in a well-established neighborhood, this home offers convenient access to shopping, dining, major highways, parks, and everything Chesterfield County has to offer. Don't miss your opportunity to make this move-in-ready Colonial your next home. Schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Beulah Elementary SchoolGrades PK-51.2 mi
2/10
3/10
Lloyd C Bird High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Disposal,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Laminate Counters,Pantry,Cable TV
  • Flooring: Ceramic Tile,Partially Carpeted,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,728

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,728 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 782674835400000
  • Zoning description: R7

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Stoop
  • Exterior features: Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Driveway,Off Street,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$153$1,836
Property Taxes $297$3,564
Electricity $202$2,433
Total$2,699$32,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,537/yr
40% on housing$80,970/yr
45% on housing$71,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 23237$184
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23237$204
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$399,000
2026-07-22Price change$404,950
2026-06-30Listed for sale$409,950
2021-11-01Sold$265,000

For Sale by Agent

AgentTamara Taylor
BrokerageBHHS PenFed Realty

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